February
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Fabulous February's No-Spend Day Challenge!
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NSD Wednesday here 👏
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Bought shopping today. Only what I really needed so it doesn't count :-)
bit of a bonus - some fruit was short dated so I got it for free.
Up to 13 NSD now
ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/202 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 10/18Balancinglife 7/18beanielou 11/19bloomfelt 8/18blubella 3/12BudgetingBelinda 3/15cathybird 9/15Caeraugirl 11/20Captspar 4/15Couldsavemore 7/15Crazycatlady2 11/18Flying By 5/14GeorgianaCavendish 8/16Geriatricmum 5/10Honeysucklelou2 10HotDog2020 2/14ilovetea 13/20JustALass 7/12KajiKita 9/18keggie 10/15laura lau 9/18leftatthetrafficlights 24lianne1984 10LittleMissDetermined 9/15Makingabobor2 4/15Money Choices 6/10Mrs Cautious 8/20MrsSave 5/10Nervous1234 10/20OnlyJealousOfBirds 3/15PurplePhoenix62 10QueenJessRupacomp 5/12Saver-upperSecondStar 12/26short bird 10/18Thevalueofless 7/20Worlds Worst Superhero 13/TF
Newcomers welcome!
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Well done Geriatricmum, GeorgianaCavendish, Crazycatlady2, Caeraugirl, Nervous1234, AuntieL, Balancinglife, KajiKita and ilovetea3
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Managed a NSD yesterday and am going for an early call for today. Not planning on leaving the house and I want that bee/butterfly!
10/15GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
Early call for me too, for NSD 11.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 3/101 -
3 more NSD for me - 1 for Saturday, 1 for Monday and one for today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
NSD Thursday 😊👏
Think I might struggle to hit my target this month, but I will keep trying.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Today will be NSD 9 for me.0
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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