February
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Fabulous February's No-Spend Day Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Up to 5/15 now. Struggling this month, but still time to get there. Just need to knuckle down and try harderMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Spendy day as it's food shop delivery day, and I've stocked up on family birthday cards for the next couple of months to maximise my use of the day
#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 3/101 -
It's a NSD for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 11/18
Balancinglife 7/18
beanielou 12/19
bloomfelt 8/18
blubella 3/12
BudgetingBelinda 3/15
cathybird 10/15
Caeraugirl 11/20
Captspar 4/15
Couldsavemore 7/15
Crazycatlady2 12/18
Flying By 5/14
GeorgianaCavendish 8/16
Geriatricmum 5/10
Honeysucklelou2 10HotDog2020 2/14
ilovetea 14/20
JustALass 7/12
KajiKita 9/18
keggie 10/15
laura lau 10/18
leftatthetrafficlights 24lianne1984 10LittleMissDetermined 10/15
Makingabobor2 5/15
Money Choices 6/10
Mrs Cautious 9/20
MrsSave 5/10
Nervous1234 11/20
OnlyJealousOfBirds 3/15
PurplePhoenix62 10QueenJessRupacomp 5/12
Saver-upperSecondStar 14/26
short bird 11/18
Thevalueofless 7/20
Worlds Worst Superhero 13/TF
Newcomers welcome! 0 -
Not today I am afraid, I would have said it would be okay with planned groceries but I went and bought a bottle of coke when I bought a necessity Petrol, I was rather parched, I probably should have gone for water, either way it was still an unplanned spend.1
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NSD #10 for me today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Up to 14 NSDs ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Spendy to day as I had my hair done. £8 well spent. Feel a bit more human .
ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
Well done short bird, beanie, Makingabobor2, LittleMissDetermined, laura lau and SecondStar
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