February
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Fabulous February's No-Spend Day Challenge!
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 12/18Balancinglife 7/18beanielou 15/19bloomfelt 13/18blubella 3/12BudgetingBelinda 3/15cathybird 13/15Caeraugirl 14/20Captspar 4/15Couldsavemore 7/15Crazycatlady2 15/18Flying By 9/14GeorgianaCavendish 8/16Geriatricmum 7/10Honeysucklelou2 10HotDog2020 6/14ilovetea 16/20JustALass 7/12KajiKita 11/18keggie 13/15laura lau 13/18leftatthetrafficlights 24lianne1984 10LittleMissDetermined 11/15Makingabobor2 7/15Money Choices 6/10Mrs Cautious 13/20MrsSave 5/10Nervous1234 15/20OnlyJealousOfBirds 3/15PurplePhoenix62 10QueenJessRupacomp 9/12Saver-upperSecondStar 17/26short bird 13/18Thevalueofless 7/20Worlds Worst Superhero 16/TF
Newcomers welcome!
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Well done beanie, bloomfelt, LittleMissDetermined, Flying By, short bird, Rupacomp, Crazycatlady2, KajiKita, laura lau, Nervous1234, Caeraugirl, HotDog2020, MrsCautious, ilovetea and Geriatricmum3
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
(Very) early call for today, to save me remembering to come back and post again, as I’m only going to the office and then home again. So that’ll be 17 NSDs so far. I have to have no more spends for the month, if I want to hit target.‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4003 -
Yesterday was a no spend day but today I have ordered seeds so I can start growing my own herbs.
so NSD 13/15GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.052 -
Today I have reached 13 NSDs. I bought petrol and there was a Hovis loaf best before tomorrow reduced to 34p next to the till, so those are 2 essential spends I am not counting. Also, I took something back to Sainsbury's last week and got a £6.10 gift card so I bought a little shopping with that and this made me smile, basically I need to get out more - hahahaha!4
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Day 13 today and we have sunshine!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
1 more for me todayDebt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Hi Cathybird, I hope your day is good? Please can you add one to mine - 7/14. Thanks.1
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