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Fabulous February's No-Spend Day Challenge!

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  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Back to being an NSD for me today. Still hoping to make my target
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    Hope you sleep well @cathybird :)
    @beanielou, yes I did, thank you xx :)
  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 21 February 2024 at 11:05PM
    February

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    February targets

    AuntieL 13/18   image  image  image 

    Balancinglife 10/18   image  image  image

    beanielou 16/19   image  image  image  image

    bloomfelt 13/18   image  image  image 

    blubella 3/12   image 

    BudgetingBelinda 3/15   image 

    cathybird 14/15   image  image  image 

    Caeraugirl 15/20   image  image  image  image

    Captspar 4/15   image 

    Couldsavemore 12/15   image  image  image 

    Crazycatlady2 16/18   image  image  image  image

    Flying By 9/14   image  image 

    GeorgianaCavendish 8/16   image  image 

    Geriatricmum 8/10   image  image 


    Honeysucklelou2 10

    HotDog2020 7/14  image  image 

    ilovetea 17/20  image  image  image  image

    JustALass 7/12  image  image 

    KajiKita 13/18  image  image  image 

    keggie 14/15  image  image  image 

    laura lau 14/18  image  image  image 


    leftatthetrafficlights 24


    lianne1984 10

    LittleMissDetermined 12/15  image  image  image 

    Makingabobor2 8/15  image  image 

    Money Choices 6/10  image  image 

    Mrs Cautious 14/20   image  image  image 

    MrsSave 5/10   image  image 

    Nervous1234 16/20  image  image  image  image

    OnlyJealousOfBirds 6/15  image  image 


    PurplePhoenix62 10


    QueenJess

    Rupacomp 10/12  image  image  image


    Saver-upper

    SecondStar 17/26  image  image  image  image

    short bird 14/18  image  image  image 

    Thevalueofless 7/20  image  image 

    Worlds Worst Superhero 16/TF  image  image  image  image


    :):) Newcomers welcome! :):)

  • cathybird
    cathybird Posts: 15,648 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Been a while, but I’ve been good with my spending

    I’ve had 5 more NSD’s.

    I got my car back, it ended up costing 1450, which has wiped out my savings but at least I had the cash to cover it.
    @Couldsavemore ouch again at it costing so much but as you say good that you had the money to pay for it xx :)
  • one more NSD today for me
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • Day 16 for me today 😊 travelling for work again but was very organised and took my breakfast and lunch plus my snacks ☺️ and travel costs paid for by work 
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • Not for me today staying on 7 - I couldn't resist the call of the chippy! They were the best I have had this year, so at least it wasn't wasted totally. Also I used up the rest of the Spending pot so only had to add £10 from another kitty - I expect some people on here pay £10 for their Fish and Chips I pay £13.40 for two cans of coke and cod and chips. I have been told by family and friends to help me to lose weight to at least drop the coke, I may drop one next time and have it a bit cheaper, but I always want two.
  • short_bird
    short_bird Posts: 4,019 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 21 February 2024 at 8:10PM
    Evening, all: day 14 of 18.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • NSD #8  today. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 7,663 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Two more NSDs for Tuesday and Wednesday 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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