February
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Fabulous February's No-Spend Day Challenge!
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I'm on day number 15 today and very happy with that, my target is 20 and still hope to get there.1
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No spend day number 17 👏👏👏 Will be a spend day tomorrow as it’s date night and my turn to pay. Good luck everyone 😊Aim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)2 -
Another one today, for Thursday 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
counting today as a NSD even though I had a haircut - that is a budgeted spend every 5 weeks.
15/15GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 14/18
Balancinglife 10/18
beanielou 16/19
bloomfelt 13/18
blubella 3/12
BudgetingBelinda 3/15
Caeraugirl 16/20
cathybird 15/15
Captspar 4/15
Couldsavemore 12/15
Crazycatlady2 17/18
Flying By 10/14
GeorgianaCavendish 8/16
Geriatricmum 8/10
Honeysucklelou2 10HotDog2020 7/14
ilovetea 18/20
JustALass 7/12
KajiKita 14/18
keggie 15/15
laura lau 15/18
leftatthetrafficlights 24lianne1984 10LittleMissDetermined 13/15
Makingabobor2 9/15
Money Choices 6/10
Mrs Cautious 15/20
MrsSave 5/10
Nervous1234 17/20
OnlyJealousOfBirds 6/15
PurplePhoenix62 10QueenJessRupacomp 11/12
Saver-upperSecondStar 17/26
short bird 15/18
Thevalueofless 7/20
Worlds Worst Superhero 16/TF
Newcomers welcome! 0 -
Another NSD for me today.Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
As predicted, a spendy day for me, and another tomorrow but still hope to make my 20.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 2/101 -
Another 1 for me.
18 NSD now.
ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/202 -
Another one today.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Well done LittleMissDetermined, laura lau, short bird, Crazycatlady2, Flying By, MrsCautious, Nervous1234, KajiKita, keggie, AuntieL, ilovetea and Makingabobor2
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