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Fabulous February's No-Spend Day Challenge!
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Well done MrsCautious, Geriatricmum, LittleMissDetermined, AuntieL and laura lau1
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A late call for day 16 on Friday.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Very early call for today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Friday was takeaway and I bought pictures, a new rechargeable toothbrush and son some trainers...it was payday so that's ok I guess 🤣
Should be no spends on sat or Sunday though 🤞1 -
Friday was a spend day for me but it was worth it for date night with the husband ❤️ really pleased with how many NSDs I’ve had this month and couldn’t have done it without this thread so thank you @cathybird. Should still hit my target of 20 days and with the extra day this month will probably exceed my target 🎯 good luck everyone 😊Aim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)2 -
It’s an early call for me, NSD today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
I’m with the early callers x day 17 today 👍1
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FebruaryOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 15/18
Balancinglife 10/18
beanielou 17/19
bloomfelt 13/18
blubella 3/12
BudgetingBelinda 3/15
Caeraugirl 16/20
cathybird 17/15
Captspar 4/15
Couldsavemore 12/15
Crazycatlady2 17/18
Flying By 10/14
GeorgianaCavendish 8/16
Geriatricmum 9/10
Honeysucklelou2 10HotDog2020 8/14
ilovetea 18/20
JustALass 7/12
KajiKita 14/18
keggie 15/15
laura lau 16/18
leftatthetrafficlights 24lianne1984 10LittleMissDetermined 15/15
Makingabobor2 9/15
Money Choices 6/10
Mrs Cautious 17/20
MrsSave 5/10
Nervous1234 17/20
OnlyJealousOfBirds 6/15
PurplePhoenix62 10QueenJessRupacomp 11/12
Saver-upperSecondStar 21/26
short bird 16/18
Thevalueofless 7/20
Worlds Worst Superhero 16/TF
Newcomers welcome! 0 -
I am calling it, I am naked right now (just had a shower, drying off) and no plans to go out and spend, gonna get in my jammies and have a little R&R after big clear out at mums earning £180 and saving £200 straight into premium bonds. 8/24 aim 14/29.2
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We’ve had a couple of unplanned vet visits with my dog which has blown the budget, but they’re not counting as spend days.
I’m up to 21 NSDs for Feb.‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001
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