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Fabulous February's No-Spend Day Challenge!
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Well done Caeraugirl, MrsCautious, Nervous1234, LittleMissDetermined, short bird, Geriatricmum, Flying By, beanie and ilovetea3
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Hi @Cathybird, I think I will go for 14 for March please, thanks.2
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An NSD for yesterday please.
Will go for 15 again in March pleaseMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Fell off the wagon so to say this weekend and spent freely - a day in town including drinks, lunch, cake and a fancy meal in the evening. Then Sunday drinks just to celebrate a month of frugality 🤔
Starting my new pay month with a reset - will try for 18 up until my next pay check!
March 0/18GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.052 -
Saturday wasn't a NSD as I went to a yarn festival with a friend. I had set aside some money for it, but I ended up spending quite a bit more than that.
Yesterday and today I have 2 NSD's, however!
For March I think I'm going to aim for 16, as I have a weekend away planned, seeing friends in 2 of the other weekends, and wanted to do a bit of celebration for Easter as Stepson is coming to visit
so I might struggle to do more than 16, and if I'm not careful I might not even reach 16, but I have to try! Thank you @cathybird Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Not one for me today, I had an appointment at lunch so had to pay £2 for the car park...
Can I aim for 17 in March please? It's my birthday month so there will be a fair few plans
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
**Unintended spend day klaxon**
I will be more organised tomorrow and Thursday to reach my target...I hope
15 days target for me next month, thanks so much @cathybird1 -
Aiming for a no spend day today but I’m travelling for work and really want some chocolate - just wondering what I can get away with on expenses 😂 good luck everyoneAim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)1 -
Finally, an NSD.. am up to 13 now.
Come of unexpected spends at the week end.
@Laura lau
So jealous. A yarn festival sounds great. I do the same at the Knitting and Sewing show..
@cathybird
Could you put me down for 16..
# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81383
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