February
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Fabulous February's No-Spend Day Challenge!
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Up to 5 NSDs today.‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4002 -
I have 3 more days to report: 1 for Friday, 1 for yesterday and 1 for today!
Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 3/18Balancinglife 3/18beanielou 4/19bloomfelt 4/18blubella 1/12BudgetingBelinda 1/15cathybird 3/15Caeraugirl 3/20Captspar 1/15Couldsavemore 2/15craftingmadCrazycatlady2 4/18Flying By2/14GeorgianaCavendish 3/16Geriatricmum 10Honeysucklelou2 10HotDog2020 1/14ilovetea 5/20JustALass 4/12KajiKita 3/18keggie 2/15laura lau 4/18leftatthetrafficlights 24lianne1984 10LittleMissDetermined 3/15Makingabobor2 2/15Money ChoicesMrs Cautious 2/20MrsSave 4/10Nervous1234 3/20OnlyJealousOfBirds 15PurplePhoenix62 10QueenJessRupacomp 3/12Saver-upperSecondStar 5/26short bird 4/18Thevalueofless 20Worlds Worst Superhero
Newcomers welcome! 0 -
I am calling it first NS day of the month 1/5 aim 14/29.1
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Day 4 for me - off to a good start. Fingers crossed I can keep it upJanuary NSD8/102
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4/12 for me today.21/02/24
£120/£930 overdraft 12.9%
£413.24/£2k savings 20.7%
Feb NSD 7/12
Be overdraft free by 13/10/2025
current projection 10/09/2025(min £10pw)0 -
NSD yesterday and today
3/18 ☺️0 -
Hello everyone!
Please can I join this group?
I've just discovered this thread having been alerted to its existence on another site.
I'm attempting a No Unnecessary Spending year, and have done pretty damn well since starting on 1st January.
Besides the usually bills such as utilities, council tax, home insurance, tax bill account etc that I pay by Direct Debit, I'm also allowing myself:
Travel by public transport, when walking or cycling is not an optionGrocery shoppingToiletries and cleaning products, only when the last one is completelyl used up.
Replacement or repair of worn or damaged essential items. Buying secondhand where appropriate.
Female. Born in the 80's. Financially okay, but dream of one day running off live to somewhere warm and sunny and spending my days drinking fine wine, visiting art museums and picking fruit from my orchard.3 -
Another one for me today.
5/20 NSD now.
ilovetea.xx
Make £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
Monday NSD 😊❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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