February
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Fabulous February's No-Spend Day Challenge!
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Another one yesterdayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
NSD sunday and today should be one too. Making a list of things I want to order to do all on one day towards end of week1
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Couldsavemore said:Not only did I spend nothing but I found £10 when I was out walking my dog.0
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Not one for me, trip to the vet's this afternoon.0
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 3/18Balancinglife 1/18basketcasebeanielou 4/19bloomfelt 3/18blubella 1/12BudgetingBelinda 1/15cathybird 3/15Caeraugirl 3/20Captspar 1/15Couldsavemore 2/15craftingmadCrazycatlady2 4/18Doily94Dorothy707Flying By2/14GeorgianaCavendish 3/16Geriatricmum 10Honeysucklelou2 10HotDog2020 14ilovetea 4/20JustALass 3/12KajiKita 2/18keggie 2/15laura lau 1/18leftatthetrafficlights 24lianne1984 10LittleMissDetermined 3/15Makingabobor2 2/15Money ChoicesMrs Cautious 2/20MrsSave 4/10Nervous1234 3/20OnlyJealousOfBirds 15PurplePhoenix62 10QueenJessRupacomp 3/12Saver-upperSecondStar 4/26short bird 4/18Thevalueofless 20try harder
Newcomers welcome!
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NSD # 3 today please (one for today, and one for Saturday)1
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Counting today as a NSD as couldn’t be bothered to call at coop after Aldi at the weekend for my organic milk. Went today instead and I had a voucher so less than it would have cost on Saturday plus I managed to not sneak anything else in the basket!
so NSD 2/15GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
1 for Sunday and early call for today so +2!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
NSD #3 for me todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001
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