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Fabulous February's No-Spend Day Challenge!

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1101113151657

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  • Thevalueofless
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    Late to the party, not sure where the beginning of February has gone! Not too bad so far with three out of six, dates and deets below...
    1st NSD
    2nd NSD
    3rd Spend day
    4th Spend day
    5th Spend day
    6th NSD

    TVOL
    3/20


  • keggie
    keggie Posts: 344 Forumite
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    Pleased to say that today was another NSD

    3/15
    GC 2024 £1140.10/£3000
    GC June 24 £48.71/£250
    NSD June 1/20
    #16 XMAS 2024 £300:£366
    Surveys £32.05
  • AuntieL
    AuntieL Posts: 172 Forumite
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    NSD for me today 😁
    Debt-free journey started August 2023
    June 2024 update:
    NSD Challenge 5/12
    Debt £4737.45 £488.56
    Savings £3946.27 £3179.28
    Books read 5
  • BudgetingBelinda
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    2/15 please
    2020: £20k debt.
    2024 current update: remaining debt is £2778
    DMP - £455 per month|100 Steps to be Debt Free by Xmas 2024 - 55/100|2024 Decluttering Campaign- daily|Emergency fund £100|overpay pot £60|car pot £100
  • LittleMissDetermined
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    Unexpected one for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3347.15 | EF £1000/£1000 | Sabbatical £1155/£3000 | Holiday spends £726 | General Saver £3514.48
  • MrsCautious
    MrsCautious Posts: 1,616 Forumite
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    Thanks @cathybird for your good wishes! 
    NSD number 3 for me today. 
    Trying my best this week but didn’t manage yesterday! 
  • beanielou
    beanielou Posts: 90,967 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • HotDog2020
    HotDog2020 Posts: 740 Forumite
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    I don't think I am going to make 20 now! maybe 14 if I turn things around, I have spent today I found a way to pay using my phone and wanted to try it. I bought drink, cake and fish and chips, not good I know, but when I am in the office the temtation is greatest. I am in the office tomorrow and plan on buying my boss a drink. So will not add to the NSs tomorrow either.
    June's Missions:-

    Mission 1 - NS days aim 15/30 actual 7/30 Current Month June (May 15 Target reached not breached).

    Mission 2 - Pay off credit card by End of August staring at £1773.08 Currently £1773.08.

    Mission 3 - Short term goal Lose 21 Lbs by 16.09.24 so far :- 0/14.

    Mission 4 - Long term goal Lose Total 200 Lbs by 2028 so far:- 0/200.
  • JustALass
    JustALass Posts: 25 Forumite
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    5/12 for me now. Really pleased with this so far!
    21/02/24 
    £120/£930 overdraft 12.9% 
    £413.24/£2k savings 20.7%
    Feb NSD 7/12

    Be overdraft free by 13/10/2025
    current projection 10/09/2025(min £10pw)

  • KajiKita
    KajiKita Posts: 4,185 Forumite
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    Not one today - cat to V E T for MOT! 🐈

    KK
    As at 15.05.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £252,383, end date brought closer by 2 months  
    - OPs to mortgage = £6,480, Interest saved £2,415, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 25 books of target 52 in 2024 (as @ 17th June)
    Produce tracker: £53.76 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
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