February
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Fabulous February's No-Spend Day Challenge!
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It's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
NSD #4 yesterday and NSD #5 today please
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 5/18Balancinglife 3/18beanielou 5/19bloomfelt 4/18blubella 1/12BudgetingBelinda 2/15cathybird 4/15Caeraugirl 4/20Captspar 4/15Couldsavemore 4/15Crazycatlady2 6/18Flying By 3/14GeorgianaCavendish 5/16Geriatricmum 1/10Honeysucklelou2 10HotDog2020 1/14ilovetea 5/20JustALass 5/12KajiKita 3/18keggie 3/15laura lau 4/18leftatthetrafficlights 24lianne1984 10LittleMissDetermined 5/15Makingabobor2 2/15Money ChoicesMrs Cautious 3/20MrsSave 5/10Nervous1234 5/20OnlyJealousOfBirds 2/15PurplePhoenix62 10QueenJessRupacomp 4/12Saver-upperSecondStar 6/26short bird 5/18Thevalueofless 3/20Worlds Worst Superhero 6/TF
Newcomers welcome!
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Not one today as treated myself to a Donna Ashworth sweatshirt.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
As expected none today. Tomorrow should be better.1
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NSD for me todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
@cathybird, I hope the vets was ok. Got to hate those bills, even worse hate it when the pets are not well.
I have 2 more NSD’s
Tonight is yoga so wont manage one today.
4/15 for me# 36 1p challenge 2024 - £536.60
#13 POYD by Christmas 24 £2875 / 81381 -
Yesterday wasn’t a NSD but today is my 5th
Starting a new debt free journeyStarting Debt: £5,250Current Debt: £4,995.50Amount Paid: £254.50 Percentage Paid: 4.84%Emergency Fund: £3501 -
Couldsavemore said:@cathybird, I hope the vets was ok. Got to hate those bills, even worse hate it when the pets are not well.
I have 2 more NSD’s
Tonight is yoga so wont manage one today.
4/15 for me0 -
6 NSDs so far - today I impulse purchased a sheepskin for my partner for valentines day. The 15 minute eBay warning popped up on my iPad, there were 40 seconds to go, and it was cheap - I got it for £27.50, with postage. He’ll be pleased, though I didn’t mean to buy it.
‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001
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