Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Fabulous February's No-Spend Day Challenge!
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Bagged another NSD yesterday and claiming one for today too, so now up to 6/20.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 3/101 -
One NSD for me today!Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Coming in early with a NSD
We have rain mixed with snow and it's blowing a gale.
Shouldn't complain . A lot of people are worse off than me.
7/20 NSD now.
ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/201 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Early call for day 6. Hope the weather is manageable where you are.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Number 4 for me today, bought a load of cakes for work colleagues yesterday -- but was treated for lunch as it was my birthday. Had a lovely day and had a quiet night in with my partner and he cooked me a favourite meal. Hopefully a couple more NSDs coming up.1
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Another NSD for me today.MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Not one today...I don't include haircut as a spend but I also got birthday cards, 2 pairs of jeans of the sale rail, a lunchbox and a storage basket 🤣1
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Crazycatlady2 said:Not one today...I don't include haircut as a spend but I also got birthday cards, 2 pairs of jeans of the sale rail, a lunchbox and a storage basket 🤣0
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FebruaryOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 6/18Balancinglife 3/18beanielou 6/19bloomfelt 4/18blubella 1/12BudgetingBelinda 2/15cathybird 4/15Caeraugirl 6/20Captspar 4/15Couldsavemore 4/15Crazycatlady2 6/18Flying By 3/14GeorgianaCavendish 5/16Geriatricmum 1/10Honeysucklelou2 10HotDog2020 1/14ilovetea 7/20JustALass 5/12KajiKita 4/18keggie 4/15laura lau 5/18leftatthetrafficlights 24lianne1984 10LittleMissDetermined 5/15Makingabobor2 2/15Money ChoicesMrs Cautious 4/20MrsSave 5/10Nervous1234 6/20OnlyJealousOfBirds 3/15PurplePhoenix62 10QueenJessRupacomp 4/12Saver-upperSecondStar 6/26short bird 6/18Thevalueofless 3/20Worlds Worst Superhero 6/TF
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