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Fabulous February's No-Spend Day Challenge!

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  • one more NSD for me today!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • NSD #6 today please - not yesterday, had to buy a new Hoover and get the battery changed on my phone 💸
    (Much cheaper than a new phone though!) 
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Another NSD for me today (if I declare early I’m less likely to spend!)
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • Worlds_Worst_Superhero
    Worlds_Worst_Superhero Posts: 161 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    edited 9 February 2024 at 4:48PM
    Day 9 of No Unnecessary Spending, and it seems to be going well so far.

    Went out to the theatre last night, but these were tickets bought for me as a present weeks ago.
    Took the train but I don't count travel expenses as part of this challenge. Like petrol or car maintenance costs, it's a necessary spend. I don't use a car and only use public transport when I it's too far or inconvenient to walk or cycle.
    I did get a good deal on the train by booking early and using a Two Together railcard.

    It was a great night out and really made me think about how to prioritise my spending.
    I'm aiming for less "clutter" and more  experiences.
  • Just a thought- what is everyone planning for Valentine's Day?

    The shops are piled high with Valentine's "gifts", most of it absolute tat,  none of them I want to give or receive.

    What not-buying ideas have you come up with?
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    bloomfelt said:
    I'm up to 7 days today. been stuck in with a poorly boy all week which has made it easier :blush:

    Early call for me today, I'm poorly so going nowhere
    LMD x
    @bloomfelt hope your little boy feels better soon and @LittleMissDetermined hope you recover soon too xx
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 February 2024 at 9:54PM
    February

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    February targets

    AuntieL 7/18 imageimage

    Balancinglife 5/18 imageimage

    beanielou 7/19 imageimage

    bloomfelt 7/18 imageimage

    blubella 3/12 image

    BudgetingBelinda 2/15 image

    cathybird 5/15 imageimage

    Caeraugirl 6/20 imageimage

    Captspar 4/15 image

    Couldsavemore 4/15 image

    Crazycatlady2 6/18 imageimage

    Flying By 4/14 image

    GeorgianaCavendish 6/16 imageimage

    Geriatricmum 1/10 image


    Honeysucklelou2 10

    HotDog2020 1/14 image

    ilovetea 7/20 imageimage

    JustALass 7/12 imageimage

    KajiKita 5/18 imageimage

    keggie 5/15 imageimage

    laura lau 6/18 imageimage


    leftatthetrafficlights 24


    lianne1984 10

    LittleMissDetermined 6/15 imageimage

    Makingabobor2 3/15 image


    Money Choices

    Mrs Cautious 5/20 imageimage

    MrsSave 5/10 imageimage

    Nervous1234 7/20 imageimage

    OnlyJealousOfBirds 3/15 image


    PurplePhoenix62 10


    QueenJess

    Rupacomp 5/12 imageimage


    Saver-upper

    SecondStar 6/26 imageimage

    short bird 6/18 imageimage

    Thevalueofless 3/20 image

    Worlds Worst Superhero 9/TF imageimage


    :):) Newcomers welcome! :):)

  • Just a thought- what is everyone planning for Valentine's Day?

    The shops are piled high with Valentine's "gifts", most of it absolute tat,  none of them I want to give or receive.

    What not-buying ideas have you come up with?
    We've been married 30 years in August, and after the first few years we've never bothered with Valentine's Day cards or gifts. Suspect we're just far too cynical to get caught up in it 😀. 
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 4/10
  • 7/12 for me today. 

    @Caeraugirl. After years together we don’t do presents. Usually a card though but my little one has loads of crafty bits and bobs at home so he can help me make one instead this year!
    21/02/24 
    £120/£930 overdraft 12.9% 
    £413.24/£2k savings 20.7%
    Feb NSD 7/12

    Be overdraft free by 13/10/2025
    current projection 10/09/2025(min £10pw)

  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD number 5 today. 
    My partner is away working when it’s Valentine’s Day so he can have a WhatsApp message. 🤣
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