February
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Fabulous February's No-Spend Day Challenge!
Comments
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NSD today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I'm up to 7 days today. been stuck in with a poorly boy all week which has made it easier
January NSD8/101 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 6/18
Balancinglife 5/18
beanielou 7/19
bloomfelt 7/18
blubella 3/12
BudgetingBelinda 2/15
cathybird 5/15
Caeraugirl 6/20
Captspar 4/15
Couldsavemore 4/15
Crazycatlady2 6/18
Flying By 4/14
GeorgianaCavendish 5/16
Geriatricmum 1/10
Honeysucklelou2 10HotDog2020 1/14
ilovetea 7/20
JustALass 6/12
KajiKita 5/18
keggie 5/15
laura lau 5/18
leftatthetrafficlights 24lianne1984 10LittleMissDetermined 6/15
Makingabobor2 3/15
Money ChoicesMrs Cautious 4/20
MrsSave 5/10
Nervous1234 7/20
OnlyJealousOfBirds 3/15
PurplePhoenix62 10QueenJessRupacomp 5/12
Saver-upperSecondStar 6/26
short bird 6/18
Thevalueofless 3/20
Worlds Worst Superhero 6/TF


Newcomers welcome! 
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An NSD today 🥳Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Well done Caeraugirl, laura lau, ilovetea, beanie, short bird, MrsCautious, AuntieL, Makingabobor2, Flying By, Balancinglife, JustALass, keggie, KajiKita, bloomfelt and Rupacomp


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8th Feb was a no spend day for me so on 7/20. Sadly whilst today planned to be one we have someone coming out to repair the dryer. However pleased that I have arranged a repair as when I wasn’t watching the pennies I would have just bought a new one so doing my bit for the environment too 😉Aim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)2 -
Another 2 NSD's for me, so 3/12. Think I'll struggle for next few weeks as I'm away training Mon-Fri and staying in a hotel. Not sure how to go about the food situation without a fridge or cooker! Fear that I may have to buy food daily but trying to think of ways to be creative. Really hate buying packaged /ready foods but might not have much of a choice. I guess I could use my car as a fridge right now
#4 DFBXMAS24 - £2,322.85/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 10/12, May 5/12.
SPC #44
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar1 -
Early call for me today, I'm poorly so going nowhere
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
Grocery delivery coming today so a spend day anyway, but also taking a friend to lunch for her birthday.#21 Save £12k in 2025 £24277.35/£200001
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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