February
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Fabulous February's No-Spend Day Challenge!
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Another 1 for me so 2/1221/02/24
£120/£930 overdraft 12.9%
£413.24/£2k savings 20.7%
Feb NSD 7/12
Be overdraft free by 13/10/2025
current projection 10/09/2025(min £10pw)1 -
Hi @cathybird, I am still hoping for that Blue monster even though so far I haven't come up with the goods literally, the other day I actually spent money when I thought I had it in the bag, so I am on zero/ 3, I think I am in a new place so tomorrow will be better, I am gonna try and rock next week - I am not going to count paying the tilers as this is a planned spend, I have groceries in, so there is no reason to spend until next weekend. That is the plan.1
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 1/18Balancinglife 1/18basketcasebeanielou 3/19bloomfelt 2/18blubella 1/12BudgetingBelinda 1/15cathybird 2/15Caeraugirl 3/20Captspar 1/15Couldsavemore 1/15craftingmadCrazycatlady2 1/18Doily94Dorothy707Flying By2/14GeorgianaCavendish 1/16Geriatricmum 10Honeysucklelou2 10HotDog2020 14ilovetea 1/20JustALass 2/12KajiKita 1/18keggie 15laura lau 1/18leftatthetrafficlights 24lianne1984 10LittleMissDetermined 2/15Makingabobor2 1/15Money ChoicesMrs Cautious 1/20MrsSave 3/10Nervous1234 2/20OnlyJealousOfBirds 15PurplePhoenix62 10QueenJessRupacomp 2/12Saver-upperSecondStar 3/26short bird 2/18SpruceDogThevalueofless 20try harder
Newcomers welcome!
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Geriatricmum said:@cathybird can I please join? This my first time so I'll aim for 10 😁hi Geriatricmum
and welcome
to our lovely thread! I've added you to the list, best of luck with the challenge!
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Well done beanie, Flying By, Caeraugirl, blubella, Crazycatlady2, SecondStar, LittleMissDetermined, MrsSave and JustALass4
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Yes please @cathybird! Thanks for the reminder!
I’ll go for 15 again please!Emergency Fund: 1000/2000August Grocery Challenge: 97/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p11 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Early call for NSD #3 - not going anywhere today, and have no plans to spend#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 1/101 -
Hi Cathybird
Can I be put down for 10 again please. Got half way there in January so will try to be more concerted in effort for Feb.
Thank you.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
1/15 🎉 I am going to try and get to my target this month. I lost track a bit towards the end of last month. Need to maintain accountability!
Emergency Fund: 1000/2000August Grocery Challenge: 97/550
S&S ISA: £420
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 4/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p12
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