February
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Fabulous February's No-Spend Day Challenge!
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Friday is my regular grocery delivery day, so I try to get any other spends done on the same day. I count groceries as spends for this challenge - stops me from "just popping in to supermarket for a couple of bits" in between deliveries as there's always something at home to eat with a bit of thought.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 0/102 -
One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Kicking off with no 1.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 1/18Balancinglife 1/18basketcasebeanielou 1/19bloomfeltblubella 12BudgetingBelindacathybird 1/15Caeraugirl 1/20Captspar 1/15CouldsavemorecraftingmadCrazycatlady2 18Doily94Dorothy707Flying By1/14GeorgianaCavendish 1/16Hawley GryphonHoneysucklelou2HotDog2020 1/14ilovetea 1/20JustALass 1/12KajiKita 1/18keggie 15laura lau 1/18leftatthetrafficlightslianne1984 10LittleMissDetermined 1/15Makingabobor2 1/15Money ChoicesMrs Cautious 1/20MrsSave 1/10Nervous1234 1/20OnlyJealousOfBirds 15outoftheviciouscirclePurplePhoenix62 10QueenJessRupacomp 1/12Saver-upperSecondStar 1/26short bird 2/18SpruceDogTheScarletPixieThevalueofless 20try harder
Newcomers welcome!
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Hi Today I am calling early will be my first one, yesterday I had a takeaway. I really want the 20 days monster, please keep me on 14 but I am secretly trying for the blue hairy Monster!!2
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Declaring an early NSD todayDebt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Calling in early with my first NSD of February, thank you @cathybird1
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As I ordered a new kitchen I really need to cut spending...chip shop last night and pizza tonight then I'm on it 😂3
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Not today - car needed repairing.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Day 2 today. Am off in London till Monday so anything might happen...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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