Fabulous February's No-Spend Day Challenge!

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  • Caeraugirl
    Caeraugirl Posts: 395 Forumite
    First Anniversary Name Dropper First Post Combo Breaker
    edited 2 February at 9:32AM
    Friday is my regular grocery delivery day, so I try to get any other spends done on the same day. I count groceries as spends for this challenge - stops me from "just popping in to supermarket for a couple of bits" in between deliveries as there's always something at home to eat with a bit of thought.
    #19 Save £12k in 2024 £4808.21/£12000

    April NSD Challenge 10/20
  • One for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2551.68 | EF £1000/£1000 | Sabbatical £970/£3000 | Holiday spends £540 | General Saver £2422.48
  • beanielou
    beanielou Posts: 90,243 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Kicking off with no 1. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 13,298 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 2 February at 10:09PM
    February

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    February targets

    AuntieL 1/18 image

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    basketcase

    beanielou 1/19 image


    bloomfelt


    blubella 12


    BudgetingBelinda

    cathybird 1/15 image

    Caeraugirl 1/20 image

    Captspar 1/15 image


    Couldsavemore


    craftingmad


    Crazycatlady2 18


    Doily94


    Dorothy707

    Flying By1/14 image

    GeorgianaCavendish 1/16 image


    Hawley Gryphon


    Honeysucklelou2

    HotDog2020 1/14 image

    ilovetea 1/20 image

    JustALass 1/12 image

    KajiKita 1/18 image


    keggie 15

    laura lau 1/18 image


    leftatthetrafficlights


    lianne1984 10

    LittleMissDetermined 1/15 image

    Makingabobor2 1/15 image


    Money Choices

    Mrs Cautious 1/20 image

    MrsSave 1/10 image

    Nervous1234 1/20 image


    OnlyJealousOfBirds 15


    outoftheviciouscircle


    PurplePhoenix62 10


    QueenJess

    Rupacomp 1/12 image


    Saver-upper

    SecondStar 1/26 image

    short bird 2/18 image


    SpruceDog


    TheScarletPixie


    Thevalueofless 20


    try harder


    :):) Newcomers welcome! :):)

    In April I am taking a break from buying: Books
  • HotDog2020
    HotDog2020 Posts: 576 Forumite
    First Post First Anniversary Name Dropper Photogenic
    Hi Today I am calling early will be my first one, yesterday I had a takeaway. I really want the 20 days monster, please keep me on 14 but I am secretly trying for the blue hairy Monster!!
    April Missions:-

    Mission 1 - NS days aim 14/30 actual 13/30 Current Month April.

    1 2 3 4 5 6 7 8 9 10 11 12 13 14

    Mission 2 - Increase EF By The end of the month 

    JdownFdownMdownA M J J A S O N D
  • AuntieL
    AuntieL Posts: 142 Forumite
    First Post Name Dropper Photogenic
    Declaring an early NSD today
    Debt-free journey started August 2023
    April 2024 update:
    NSD Challenge 8/15
    Debt £4737.45 £688.56
    Savings £3946.27 £2338.91
    Books read 5
  • Flying_By
    Flying_By Posts: 245 Forumite
    First Post Name Dropper First Anniversary
    Calling in early with my first NSD of February, thank you @cathybird
  • Crazycatlady2
    Crazycatlady2 Posts: 902 Forumite
    First Anniversary First Post Name Dropper
    As I ordered a new kitchen I really need to cut spending...chip shop last night and pizza tonight then I'm on it 😂
  • KajiKita
    KajiKita Posts: 3,675 Forumite
    First Anniversary First Post Name Dropper Photogenic
    Not today - car needed repairing. 

    KK
    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 13 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £22.24 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • short_bird
    short_bird Posts: 3,671 Forumite
    Name Dropper First Post First Anniversary
    Day 2 today. Am off in London till Monday so anything might happen...
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
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