Fabulous February's No-Spend Day Challenge!

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  • Captspar
    Captspar Posts: 2 Newbie
    Photogenic First Post
    Hi, please could I sign up? I'm going to set a target of 15, starting with today.
  • laura_lau
    laura_lau Posts: 422 Forumite
    Photogenic First Anniversary First Post Name Dropper
    First NSD for me today!
    My debt free journey starts on 30/08/2023:

    CC1 - 5,151.92 now 5,110.89
    CC2 - 4,625.87 now 4,706.52
    CC3 - 4,166.15 now 4,503.33
    Current outstanding total: 14,320.74

    Aiming to be debt free by Dec 2026.

    April 2024 No-Spend Day Challenge - 10/18
    NST April 2024 - 
    #21 1p savings challenge 2024 £147.11/£671.61
  • Hi, new here 👋 can I sign up for 15? Slightly ambitious since I've never done this before, but most of my entertainments come as subscriptions and I'm not going to count those. So cool there are so many people doing this!
  • Makingabobor2
    Makingabobor2 Posts: 2,876 Forumite
    First Anniversary Photogenic First Post Name Dropper
    Off to a start with number 1 . I did technically spend, but it was a very small amount in the C00p for budgeted groceries, so I don't count that. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    Challenges

    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £13.75
    Christmas '24 £12. 
     
    Make £5 a day - Apr £78.82/£150            
    NSDs April 7/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • beanielou
    beanielou Posts: 90,223 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Not one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Rupacomp
    Rupacomp Posts: 231 Forumite
    First Anniversary Name Dropper First Post Photogenic
    Starting Feb with an NSD! 
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 13,293 Forumite
    First Post Name Dropper First Anniversary Photogenic
    hi Captspar image and OnlyJealousOfBirds image and welcome image to our lovely thread! I've added you to the list, best of luck with the challenge! image
    In April I am taking a break from buying: Books
  • KajiKita
    KajiKita Posts: 3,671 Forumite
    First Anniversary First Post Name Dropper Photogenic
    An NSD to start the month 😊

    KK
    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 13 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £22.24 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • ilovetea
    ilovetea Posts: 1,203 Forumite
    First Post Name Dropper First Anniversary
    NSD for me :-) 
    Make £2024 in 2024 £1093.52
    Declutter 2024 things in 2024 971/2024.
    NSD's in Feb Target 20. So far 21/20.
    NSD's in Mar. Target 20. So far 21/20
    NSD's in April Target 20.. So far 17/20
  • MrsSave
    MrsSave Posts: 1,817 Forumite
    First Anniversary Name Dropper First Post
    Hi, could I join please with a goal of 10 😊

    I'm happy to start Feb on a NSD 😁
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
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