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Fabulous February's No-Spend Day Challenge!

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  • bloomfelt
    bloomfelt Posts: 507 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Yesterday was day 3 for me. Today is not, took my 3 year old out for a walk as he has been stuck in poorly and was bouncing off the walls earlier but he needed an energy boost to make the final leg so was worth the 25p chocolate bar he chose and my spend day just so I didn't have to carry him home :D
    January NSD8/10
  • KajiKita
    KajiKita Posts: 7,661 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Sunday here 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • No spend day for me 3/4 isn’t bad going 😊
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • Unexpected NSD for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Well done everyone 👏 we’ve got this 😉 x 
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good luck all, it won’t be an NSD for me today, I’m out both days over the weekend so will have to see! For my NSD yesterday I felt like it was a real effort to avoid spending but pleased to have had a word with myself! 
    Got to be done, hasn't it? It's the days when it's harder to avoid spending that really build good habits though! Hope you have a wonderful weekend, even if it's not a NSD 🥰
    Thank you! I’ve had such a lovely weekend, really lovely food and a Shakespeare play, makes you appreciate it all the more when you’ve focused on not spending money. 
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD number 2 today after a wonderful weekend away for my partner’s birthday. Going to try my best now! 
  • keggie
    keggie Posts: 344 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Finally got my first NSD of February - took some doing. Normally have a good chance when I’m at school but took my son for dinner one day and then had to buy lunch when on a course on Friday. Yesterday was main shopping day but also had an Amazon purchase so def not a NSD 🤣
    So 1/15
    GC 2024 £1445.91/£3000
    GC July 24 £0/£250
    #16 XMAS 2024 £300:£366
    Surveys £32.05
  • Another for me so 3/12 :smiley:
    21/02/24 
    £120/£930 overdraft 12.9% 
    £413.24/£2k savings 20.7%
    Feb NSD 7/12

    Be overdraft free by 13/10/2025
    current projection 10/09/2025(min £10pw)

  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD for me today
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
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