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Fabulous February's No-Spend Day Challenge!

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  • bloomfelt
    bloomfelt Posts: 500 Forumite
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    Yesterday was day 3 for me. Today is not, took my 3 year old out for a walk as he has been stuck in poorly and was bouncing off the walls earlier but he needed an energy boost to make the final leg so was worth the 25p chocolate bar he chose and my spend day just so I didn't have to carry him home :D
    Make £10 (£3) a day February 2024 Challenge £56.13/87
    NSD February 2024 13/19 target

    DF Journey start date 17/1/2024 credit accounts £3779.36 current £3376.31
    mortgage £147331.36 £146972.93
    HTB Loan £44000 £44000
  • KajiKita
    KajiKita Posts: 4,013 Forumite
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    NSD Sunday here 😊

    KK
    As at 15.05.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £252,383, end date brought closer by 2 months  
    - OPs to mortgage = £6,480, Interest saved £2,415, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 20 books of target 52 in 2024 (as @ 27th May)
    Produce tracker: £34.02 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • Nervous1234
    Nervous1234 Posts: 77 Forumite
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    No spend day for me 3/4 isn’t bad going 😊
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • LittleMissDetermined
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    Unexpected NSD for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £3347.15 | EF £1000/£1000 | Sabbatical £1155/£3000 | Holiday spends £726 | General Saver £3514.48
  • Nervous1234
    Nervous1234 Posts: 77 Forumite
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    Well done everyone 👏 we’ve got this 😉 x 
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • MrsCautious
    MrsCautious Posts: 1,605 Forumite
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    Good luck all, it won’t be an NSD for me today, I’m out both days over the weekend so will have to see! For my NSD yesterday I felt like it was a real effort to avoid spending but pleased to have had a word with myself! 
    Got to be done, hasn't it? It's the days when it's harder to avoid spending that really build good habits though! Hope you have a wonderful weekend, even if it's not a NSD 🥰
    Thank you! I’ve had such a lovely weekend, really lovely food and a Shakespeare play, makes you appreciate it all the more when you’ve focused on not spending money. 
  • MrsCautious
    MrsCautious Posts: 1,605 Forumite
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    NSD number 2 today after a wonderful weekend away for my partner’s birthday. Going to try my best now! 
  • keggie
    keggie Posts: 342 Forumite
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    Finally got my first NSD of February - took some doing. Normally have a good chance when I’m at school but took my son for dinner one day and then had to buy lunch when on a course on Friday. Yesterday was main shopping day but also had an Amazon purchase so def not a NSD 🤣
    So 1/15
    GC 2024 £893.56/£3000
    GC May 24 £40.99/£250
    NSD May 01/20
    #16 XMAS 2024 £200:£366
    Surveys £32.05
  • JustALass
    JustALass Posts: 25 Forumite
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    Another for me so 3/12 :smiley:
    21/02/24 
    £120/£930 overdraft 12.9% 
    £413.24/£2k savings 20.7%
    Feb NSD 7/12

    Be overdraft free by 13/10/2025
    current projection 10/09/2025(min £10pw)

  • AuntieL
    AuntieL Posts: 165 Forumite
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    NSD for me today
    Debt-free journey started August 2023
    May 2024 update:
    NSD Challenge 9/15
    Debt £4737.45 £588.56
    Savings £3946.27 £2690.96
    Books read 5
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