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Comments

  • rtandon27
    rtandon27 Posts: 6,520 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Aye @redofromstart - feet up and relax - it's Twixmas afterall!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • KajiKita
    KajiKita Posts: 9,706 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Awww … bless her. ❤️

    Meanwhile Chloe is, and has been ALL day, lurking in the dining room. We think there must be a mouse ….

    KK


    As at 15.02.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 20 books of target 52 in 2026 as @ 7th March. 
    Produce tracker: £51 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • I can’t recall how HRH dealt with jigsaws - although allowing that all boxes were officially hers the moment they entered the house, she almost certainly tried sitting in it! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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