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  • rtandon27
    rtandon27 Posts: 5,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It's horrendous here too! I got up early, disturbed by the howling winds, took one look at the torrential rain through the curtains,  found a pair of earbuds and then climbed back under the covers and listened to music until 9:30. 
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • rtandon27
    rtandon27 Posts: 5,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    We actually had sunshine today! ...but the residual effects of the storm meant no trains until noon, so I avoided the commute into the city!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • greenbee
    greenbee Posts: 17,808 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My mum was talking to my uncle about varifocals at the weekend. She hated them to begin with and kept telling the optician she couldn't cope with them and was worried about falling down the stairs. Then one day she realised that she was using them without thinking about it.
  • KajiKita
    KajiKita Posts: 7,724 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Mr KK has varifocals and recently had new glasses / his prescription updated. Apparently you feel a bit drunk to start with 😉 and he deliberately doesn’t use them on a day when he needs to drive, to start with. He tends to leave it c. three years between ‘updates’ so he focuses (sorry! 😂) on the significant improvements in his ability to see for the first few days as an incentive to persist with them. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I love my varifocals. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thanks, well spotted @badmemory, the very helpful probate solicitor said I needed to do a DJP form and send with a death certificate but I hadn't actually done anything about it yet, so I have just printed a copy, went and found our copy of the title for the number, and put the DC that came back yesterday with it ready to post when I am out tomorrow. One job off the long list.
  • redo it may be worth taking advice about the house title - there is no pressing reason for changing anything in terms of the ownership, and with a straightforward situation like you have, the change at time of selling is simply part of the process and won't cause any issues. Just a thought. 

    A Lil's box with avocados in is a result! Watch them though - if you turn your back they will all be overripe in an instant! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
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