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+++ Whoops! Here comes the cheese! +++
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The bulbs sound lovely. I have given up on getting anything much done in the garden given the 'help' from the puppy. In fact, I've given up trying to anything much done at all!
A craft/sewing room sounds like a good idea. I was going to have one of those but it ended up turning into a recording studio for work. However, it has provided me with much needed book storage (so it looks like a library) and will have space for sewing stuff as and when work go off the idea of me doing so much video work
4 -
Haha - GB - The garden will be there tomorrow - enjoy puppyhood while it lasts - it is fleeting! 🐶4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)4
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I think I might have worn him out. He's very quiet. He's generally very good. I think I might risk leaving him on Tuesday evening for bookclub... although may reserve the right to see how he gets on once I'm working.rtandon27 said:Haha - GB - The garden will be there tomorrow - enjoy puppyhood while it lasts - it is fleeting! 🐶5 -
No more bulbs for me this year either, but I did find some elderly sweet peas so I may chuck those into a pot with the last bit of mixed compost. Nothing to lose after all.
Lots of tidying and putting away with a break to make Shepherds pie with lots of sprouts, broccoli and cauliflower for dinner. Lovely yellow fleshed kiwi - perfectly ripe. My current fruit obsession. Mushrooms and tomatoes with breakfast so a good mix for me today.
I've also made the mix for some chickpea based patties from a recipe on the SW app for a taster thing at group, in the fridge overnight before I bake them tomorrow.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo9 -
Lots of progress today, I am clearly on a roll!
- Most importantly the plumber managed to kick start the boiler! Not a long term fix but warm - gloriously warm.
- Lots of progress on the house externals and they are people I am comfortable having in and around the house.
- I managed to sort the dividends from the business account and do most of the steps to be ready to wind the business up (companies house return, hmrc return, PAYE closure). Tomorrow I will check again that I have everything I need from the bank before I ask them to close the accounts.
- food testing evening at SW, came away with some nice ideas for savoury things I wouldn't have made but actually liked - and I was brave and asked for recipes.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo12 -
probably stating the obvious but are you sure invoicing and receipts are up to date? if not, maybe keep the business account open for a bit longer
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.6 -
thanks @in_need_of_direction but we hadn't actively traded in over five years - kept it open in case we needed it in the future at c£120 per year.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo6 -
Snow hopefully melting here fingers crossed8
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Well done on all the progress 😊
Would you consider sharing the SW savoury ideas …?KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 30 books of target 52 in 2026 as @ 4th May.
Produce tracker: £108 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
The food tasting sounded fun as does a sewing .craft room.
Yeah to the boiler man's magicDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest6
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