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+++ Whoops! Here comes the cheese! +++
Comments
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Eat the chocolate 🤩I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.4 -
Yep - leave the freezer alone and it will be fine. Greenbee makes an extremely good point about chocolate being essential for survival of power cuts too - in fact, safety first, if you haven’t already checked that it’s OK, then you probably should do. You can’t be too careful about these things.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00 at 31/12/25 = £ 91,100.00
Balance as at 31/08/26 = £ 84,500.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Yah boo to the endless power cut! 🙄Awww and ‘what a hero’ to Mr Redo for the emergency preparedness packs including power, cash AND chocolate ❤️
KK xAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Thanks everyone. I left them on the work top while I put everything on charge etc.
on my return they had mysteriously disappeared! DS1 favourites, and
he had assumed I had left them out for him as a cheer up thing. Hadn't got the heart to pinch them back so I'm eating the very nice indeed HC salted caramel puddles that my sister kindly sent.
currently have power so making the most of it to do some more tidying in the darker bits of the house which involves disassembling an ancient and damaged bookcase. I hope I can identify an appropriate tool for this. Allen key I thinkMy mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo8 -
Is it me or is there a chocolate theme developing here …? 🤔😉
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Powers off again, underground problem etc. we have torches and I'd recharged the workshop lamps so I'm giving up and going to bed. Kindle is charged at least
before it went off again I'd disassembled an ancient billy bookcase and assembled a sturdy clothes rail thing and added a gazillion coats. Also fed people hot food.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo8 -
Oh no what a pain with the power cuts, really not what you need right now. Thank goodness for Mr Redo’s emergency packs, he’s still looking after you ❤️I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪6
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I hope you’ve taken the emergency chocolate up to bed with you!4
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The power did eventually come on again last night, but had gone off again when I got up so another run without power. Cunningly two of the four incidents were a shade under 3 hours so no compensation. Everything charged up in case it goes off again later.
I didn't sleep well so I am on the fairly mindless task of sorting books. I struggle to read hard copies due to poor eye sight so I have referral codes from friends for WBB and Ziff. Scan both apps, if no then charity shop or supermarket bookshelf pile. Annoyingly can't get the Z referral to work despite meeting the criteria. Feels wrong to be exiting books but no point keeping them if nobody will ever look at them again. It is interesting the difference in price between the two sites so worth scanning both. Up to 50 on WBB which means a small uplift as well as the referral I think.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo9 -
Sorry you didn't sleep well. Think of sending the books out into the world for other people to find and love 😊 xx4
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