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+++ Whoops! Here comes the cheese! +++
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Enjoy your break and hopefully lots of time with food, good books and a fire will help restore you
DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
Hope break is restorative xMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Have a lovely time 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Have a lovely relaxing break away.
I switched to Nationwide a couple of years ago, it was the first time I'd ever switched banks and it was such a smooth process. The only thing I miss about my old bank is the happy payday message I used to get from them 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
Enjoy your break, fingers crossed doglet travelled well.4
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Thank you all. The journey was fine and we are both satisfied with the dog safety solution. No sliding and she can't jump out as the boot is opening or closing.It has been nice to come back to a place we know, she was immediately at the cottage gate ready to go over to the estuary marshes and for the first time in many months she did her happy dance in big circles out of sheer joy. We went again this morning, and then to a NT nature reserve down the coast for another big beach walk.We came back via Booths. I have all of the Lancashire cheese, and lots of nice treaty things for the next few days. She is sleeping off her exhausting morning before we head back over to the marsh again.
What I love about this place is that the view from the cottage is over the marsh to the estuary, and it's a 2 minute stroll for her to be off lead and happy exploring while I bird watch. So peaceful and quiet with the lovely distant views. The cottage itself is warm and well equipped without being full of clutter. I spent last night reading on the sofa in front of the wood burner.It has reinforced that I do not want to live the rest of my life listening to the motorway in the distance.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo22 -
Sounds lovely, enjoy your break
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
4 -
That sounds wonderful, I'm glad you're getting some quiet healing time. Doglet happy dance has made me smile6
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Sounds like just what you both needed and like you’re near where I grew up 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Idyllic - and how lovely that the dog loves it too!I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225
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