We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The Diary Of Onebrokelady Aged 60 And A Half

1679111298

Comments

  • milann
    milann Posts: 10,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sounds like you got a lot done. It shows the medication must be working as you wouldn’t have been able t do that much a while ago. Bet it feels good 👍
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 5,874 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    I think the landlord of the house next door must be wishing that either he or the managing agent had periodically checked the place. How much is he now spending out to fumigate and repair?  I bet it will need a new kitchen and bathroom before it can be rented out again. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Onebrokelady
    Onebrokelady Posts: 7,450 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I think the landlord of the house next door must be wishing that either he or the managing agent had periodically checked the place. How much is he now spending out to fumigate and repair?  I bet it will need a new kitchen and bathroom before it can be rented out again. 
    He reckons about £5000 to sort it out but he owns his own building company so will get it all done himself. He's already found a tenant apparently 😀
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.9
  • Onebrokelady
    Onebrokelady Posts: 7,450 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    milann said:
    Sounds like you got a lot done. It shows the medication must be working as you wouldn’t have been able t do that much a while ago. Bet it feels good 👍
    We did. I did all the cutting in because that's not so strenuous. I'm now back down to 4mg of steroids and I'm not going back up again no matter what happens. The symptoms vary day to day and I'm good at powering through even when I'm in some pain. Yesterday was a good day so I hope it lasts  🤞🤞
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.9
  • Onebrokelady
    Onebrokelady Posts: 7,450 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Work was lovely today. I spent my day sorting and tidying the ward in between cuddling a baby if he got upset 😀 I even got home in record time ( under an hour ) I was full of energy when I got back so I ran round with the hoover. 
    Im back on painting duty tomorrow so will be busy all day again.

    I saw the landlord from next door earlier and he said they have finally finished clearing all the rubbish out of the house. They are back tomorrow but I don't know if they are cleaning or starting to decorate because he's already got a tenant lined up so he will want to move her in pretty quickly. Apparently it's a lady who works as a taxi driver that he knows personally so hopefully she will be ok 🤞🤞
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.9
  • jwil
    jwil Posts: 20,407 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When I do my DMP budget I always calculate everything on the worst case scenario, and set it from there to keep the payments low and ensure I've got enough flex to cover everything.  Any savings I then make can be squirreled away.  I use NEDCAB for mine, and it gives a good idea of what is reasonable in different categories.  Once I get some decent savings behind me, I'll do a full and final offer to clear them.  You need to live, so do make sure you are not stretching yourself.
    "If you can dream it, you can do it". Walt Disney
  • milann
    milann Posts: 10,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The new hours and retirement have made such a difference to you. It’s lovely to hear you’re full of energy and money is more manageable 👍
    January spends - £587.58
  • Onebrokelady
    Onebrokelady Posts: 7,450 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    jwil said:
    When I do my DMP budget I always calculate everything on the worst case scenario, and set it from there to keep the payments low and ensure I've got enough flex to cover everything.  Any savings I then make can be squirreled away.  I use NEDCAB for mine, and it gives a good idea of what is reasonable in different categories.  Once I get some decent savings behind me, I'll do a full and final offer to clear them.  You need to live, so do make sure you are not stretching yourself.
    Thanks for the advice 😊I need to check out NEDCAB for just that reason. I can't really set a proper budget until I know how much my rent and council tax are going to be so I will have to factor in the likely increase in that 
    Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.9
Meet your Ambassadors

Categories

  • All Categories
  • 346.7K Banking & Borrowing
  • 251.4K Reduce Debt & Boost Income
  • 451.5K Spending & Discounts
  • 238.9K Work, Benefits & Business
  • 614.5K Mortgages, Homes & Bills
  • 174.9K Life & Family
  • 252.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.