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The Diary Of Onebrokelady Aged 60 And A Half
Onebrokelady
Posts: 7,438 Forumite
New Year new diary 😀 erm that's all I've got to say 😂😂
Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.9
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Comments
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Happy New Diary OBL.Debt free April 26th 20212
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Right now I've checked it's worked ( Thanks Milann ) I can post something 😬
I fancied a new start to nudge me back into MSE ways as I can feel myself slipping so here I am with a new diary. I'm quite happy to report that I've come into 2024 without any added debt and am now Mortgage free due to semi retirement. I am now working two days a week and receiving my NHS pension to make up my wages. I feel very lucky at the moment to finally be in a position to be able to afford to not worry about something breaking or putting the heating on its also quite novel to be able to buy my food shop without worrying I'm going to run out of money.
I do still have debt which is currently on hold until February when the company are going to contact me again to sort out a payment plan. I was going to go for write offs and I know this sounds bonkers but I just can't do it.Im just not mentally safe enough to put myself under that stress so I'm going to offer them an amount I can afford and I will keep paying. I'm also of the mindset that I spent that money so should pay it back. In reality it's probably going to take me forever but that just the way it is 🤷🏻♀️
I will I'll try not to come up with any pie in the sky ideas but would like to enjoy my life along the way. I've spent my whole adult life living with little or no money and making really bad decisions, I'm hoping at 60.5 I might have got myself into a place where life isn't such a struggleOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.911 -
Sunshine_girl2 said:Happy New Diary OBL.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.91
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Go and book that horse riding session.Debt free April 26th 20213
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Happy new diary OBL! What a good point in your life to start a new chapter - I will of course be reading along.
It's also a good way of keeping the years at bay - we will all see you in the light of your diary title, even years down the line. Good plan.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration challenge, 2024: Trainers 5 coupons, dress 7 coupons = 12/68
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Sunshine_girl2 said:Go and book that horse riding session.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.93
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Cherryfudge said:Happy new diary OBL! What a good point in your life to start a new chapter - I will of course be reading along.
It's also a good way of keeping the years at bay - we will all see you in the light of your diary title, even years down the line. Good plan.Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.94 -
Use some of your new found money to buy new jophers and get on the horse 🤣🤣🤣Sealed pot challenge 822
Jan - £176.66 :j2 -
Congratulations on being mortgage free…what a wonderful state to be!Do you still have your hens?paydbx2024 #2 £2395/£5000 . Mortgage start £148k June 23 - now £142k.
2024 savings challenge £5/£2000 EF £140. Savings 2 £30.00. Weekly savings envelope #172 -
dawnybabes said:Use some of your new found money to buy new jophers and get on the horse 🤣🤣🤣Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,080.1 Owed = £11,549.92
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