We'd like to remind Forumites to please avoid political debate on the Forum... Read More ยป
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
๐จ Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Diary Of Onebrokelady Aged 60 And A Half
Options

Onebrokelady
Posts: 7,800 Forumite

New Year new diary ๐ erm that's all I've got to say ๐๐
Original Debt Owed Jan 18 = ยฃ17,630 Paid To Date = ยฃ6,510 Owed = ยฃ11,120
4
Comments
-
Happy New Diary OBL.Life is an adventure, never stop exploring.2
-
Right now I've checked it's worked ( Thanks Milann ) I can post something ๐ฌ
I fancied a new start to nudge me back into MSE ways as I can feel myself slipping so here I am with a new diary. I'm quite happy to report that I've come into 2024 without any added debt and am now Mortgage free due to semi retirement. I am now working two days a week and receiving my NHS pension to make up my wages. I feel very lucky at the moment to finally be in a position to be able to afford to not worry about something breaking or putting the heating on its also quite novel to be able to buy my food shop without worrying I'm going to run out of money.ย
I do still have debt which is currently on hold until February when the company are going to contact me again to sort out a payment plan. I was going to go for write offs and I know this sounds bonkers but I just can't do it.Im just not mentally safe enough to put myself under that stress so ย I'm going to offer them an amount I can afford and I will keep paying. I'm also of the mindset that I spent that money so should pay it back. In reality it's probably going to take me forever but that just the way it is ๐คท๐ปโโ๏ธ
I will I'll try not to come up with any pie in the sky ideas but would like to enjoy my life along the way. I've spent my whole adult life living with little or no money and making really bad decisions, I'm hoping at 60.5 I might have got myself into a place where life isn't such a struggleยOriginal Debt Owed Jan 18 = ยฃ17,630 Paid To Date = ยฃ6,510 Owed = ยฃ11,12011 -
Sunshine_girl2 said:Happy New Diary OBL.Original Debt Owed Jan 18 = ยฃ17,630 Paid To Date = ยฃ6,510 Owed = ยฃ11,1201
-
Go and book that horse riding session.ยLife is an adventure, never stop exploring.3
-
Happy new diary OBL! What a good point in your life to start a new chapter - I will of course be reading along.
It's also a good way of keeping the years at bay - we will all see you in the light of your diary title, even years down the line.Good plan.
ย
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think Iโm solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/222 -
Sunshine_girl2 said:Go and book that horse riding session.ยOriginal Debt Owed Jan 18 = ยฃ17,630 Paid To Date = ยฃ6,510 Owed = ยฃ11,1203
-
Cherryfudge said:Happy new diary OBL! What a good point in your life to start a new chapter - I will of course be reading along.
It's also a good way of keeping the years at bay - we will all see you in the light of your diary title, even years down the line.Good plan.
ย
Original Debt Owed Jan 18 = ยฃ17,630 Paid To Date = ยฃ6,510 Owed = ยฃ11,1204 -
Use some of your new found money to buy new jophers and get on the horse ๐คฃ๐คฃ๐คฃSealed pot challenge 822
Jan - ยฃ176.66 :j2 -
Congratulations on being mortgage freeโฆwhat a wonderful state to be!ยDo you still have your hens?paydbx2025 #26 ยฃ890/ยฃ5000 . Mortgage start ยฃ148k June 23 - now ยฃ138k.
2025 savings challenge ยฃ0/ยฃ2000 EF ยฃ140. Savings 2 ยฃ30.00. 172 -
dawnybabes said:Use some of your new found money to buy new jophers and get on the horse ๐คฃ๐คฃ๐คฃOriginal Debt Owed Jan 18 = ยฃ17,630 Paid To Date = ยฃ6,510 Owed = ยฃ11,1202
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards