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Watty's Awakening

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Comments

  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with removing the mould. 

    Hope trip out with friend goes well.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • badmemory
    badmemory Posts: 9,842 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I really hate mould.  Are you sure your bathroom does not have a tiny & perpetual leak.  The mould in mine went a whole lot worse some years ago when I had a new bathroom.  Turns out that from day one the toilet had a small leak, thankfully fresh water, although non-fresh water would have given a clue because of the smell.
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