Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Watty's Awakening
Comments
-
We renamed the last owner of this house the wood hoarder as he obsessively saved every bit of wood he found in case it was useful for DIY or could be burned! Filled all the outhouses and a double garage 🤦🏻♀️. Got rid of all of it and now DH has his own collection going that grows and grows of useful wood 🤣.
Emergency Fund -£1000
Grocery Spends -Oct £408/500. Nov £243.39/500
Debts- CC 316, CC 3058.17, Kitchen loan 38576 -
If appropriate please tell VNM he gets several beers cheers emojis from me, usefulness plus healthy amount of 'screw you pal' to nasty men is very sexy, I approve 🍻🍻🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty8 -
Dear Watty. What amazing progress - you have entirely rebuilt your life. What an accomplishment!
Fortune x
https://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living5 -
What a lovely thing to say @Fortune_Smiles Thank you
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
yes indeed it is 😂
The mail box lets water in when it rains. There has been torrential rain here so it failed his high standards and has been returned to the barn for "modification". It is large, but, it has been painted the same colour as the gate and looks fabulous. I usually reverse on to the drive but drove on forwards just to see the house and it really does look wonderful. There is just a little touching up to the gate and then he is going to spray the back of the gate and the adjoining timber fence as that looks really tatty (back garden). We have found some wood finish that will do in the barn.
It is amazing how clearing all the old broken slate/gravel and weeds had transformed the space and now painting all the doors and windows grey with the grey gate makes the old barn look like a lovely old building that is cared for.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!13 -
Black cauking like this in the seams of the letter box - owning a 23 year old camper van means we know about waterproofing seams!!
Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here5 -
Thank you @Suffolk_lass That has been passed on. Much appreciated.
AI has saved me around £200 - which is great 😊 At the county show I saw some gorgeous planters on a special offer and really wanted to buy two of them, made from some sort of fibre cast but looked like lead. I had in mind putting one either side of the front door with bay trees in and put them on my "wanted " list.
Now that the work on the drive and front of the house is almost done I took a photo popped it into AI and asked it to place the specific planters there expecting to love it - and - I did not. They broke up the lovely length of the old barn and fought with windows, door, restored sign and outside lights. I was really surprised but the place looks better without them. Thus have saved the £200 which I admit I didn't really have and probably would have just put on the credit card to think about later. So much appreciated saving.
£600 annual bill for removing of the muck heap. Need to add that to annual bills.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!11 -
The ponies have won £50 on their premium bonds.
Reinvested naturally because they are not financially aware and definitely not MSE but their human tries to be!
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!14 -
Stinky and Stripey also won £50. I don't think they are quite as extravagant in their needs as the ponies though :)
8 -
Sadly Mustard & Summer have won nothing as I don’t have any 😹😿
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.5
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179.1K Life & Family
- 264K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards





