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Watty's Awakening
Comments
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Garden waste bin collection?
#2 Saving for Christmas 2024 - £1 a day challenge. £325 of £3664 -
Professional society memberships? How do you pay your water bill?
Make £2026 in 2026
Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77, Zopa CB £30, Misc £10.11,
Total £629.02 31%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410 70%Make £2023 in 2023 Total: £2606.33 128.8%4 -
car taxes paid monthly but I need to put aside an amount for the mot and service bits. Good reminder there.
Boiler service payed monthly.
Chimney sweep a good spot tho. Thank youMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Rained hard for most of the day so sorted out some things to go the tip - and think we have had a lucky find in the roof of the barn. The dishwasher had leaked for a while and the kitchen kickboard or plinth is badly stained. And it was badly cut by PPH to fit the dishwasher and the gap has irritated me for a while
Anyway in the roof of the barn is some softwood timber that I have no idea what it was for. PPH left it behind so I assumed it had no value but it is the right size to make the plinths from. If we paint it a dark brown it will go with the kitchen which is oak and has a brown granite worktop. We are really excited about this as the timber is here so it is just a pot of kitchen cupboard paint. VNM going to get the timber down to check we have enough but it is an exciting find.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!14 -
Oooh, you are sounding like Mr KK. He always has ’useful’ bits of wood lurking. An absolute pain when you want to move house but fantastic when you just need that one small piece … 😊👏
KK
As at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
There seems to be enough of this timber to actually re-do the kickboards throughout the kitchen. A couple of tester pots on their way for paint colours and it has a lovely shape so will look really nice (rather than the plain flat surface that is more usual).
PPH took everything he could from the barn that he could sell or find a use for. Clearly this just didn't fit either bill. He also left scrap and rubbish. We cleared some of the actual rubbish but VNM is often triumphantly finding a use for the scrap. He says it gives him great satisfaction to find a use for something that man left behind that now saves me money.
No rain today so hopefully we can finish outside the front of the house (although one of the stables has a leak so we need to fix that first)
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
Awwww - what a sweet thing to say - your VNM is romantic! 💕
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)4 -
I am married to a former engineer who became a woodwork and metalwork (Resistant Materials) Design & Tech teacher. I know I need say no more on here about stashes of "useful bits". Suffice it to say, we have a few piles, pots and various stashes
Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here6 -
Whats treasure to one person is scrap to another and of course vise versa. Id love to have enough space to properly store stuff that will be useful one day, I have barn envy 😍
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'6 -
I've been having some joy in letting go. This week I've rehomed 2 computer monitors, a desk, an office chair and 4 books, all given away free, but not gone to landfill. I also donated a coaching horn that we had no space on the wall for (for the past 20 years!) to a pub with an appropriate name. Tomorrow a trip to the tip will involve letting go of OH's old laptop, a floor protector that has disintigrated, some other odd bits and pieces.
Make £2026 in 2026
Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77, Zopa CB £30, Misc £10.11,
Total £629.02 31%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410 70%Make £2023 in 2023 Total: £2606.33 128.8%9
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