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Watty's Awakening
Comments
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Well misery loves company, I'll join you in general dental grumpiness. My face and in general the rest of me is in a state! Anti-inflamatory is my friend!
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)5 -
Face a little better today - hope yours is too @rtandon27 Although VNM suggested we have a bottle of fizzy wine last night and I do have a headache as a result so that might be taking precedence on the pain receptors front.
In other news the doors and the windows and the gate have now all been painted the same colour and the house is looking fabulous with the new drive. Still quite a bit to finish off but real progress being made. On the MSE front the money came from the saving on the TV licence (refund has arrived) and VNM did the actual painting assisted in part by me and WattyDog.
I thought the old gate would need replacing but painted the same colour as the front door, windows and concrete sills it has a new lease of life and whole front now looks so much more polished and uniform. All the hardware like gate handle, door lock and so on sprayed the same black,
I had an old mail box PPH made from scrap timber that was fixed to the gate. Wanting something that looked better, I did an online window shop and had difficulty finding what I wanted as I sometimes leave parcels "to be collected" in the box as well as using it for bits being delivered. VNM offered to make me one, so that is apparently happening today. We have already purchased some timber, some rather lovely looking hinges and "bits" needed (covered by future TV licence savings) VNM stomping about grumbling the tape measure is missing so best go and help locate ……..
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
I'm glad WattyDog got to help with the decorating!
It all sounds very impressive and I bet it looks good.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/226 -
How lovely your spruce up sounds - a very MSE redo! It's amazing what a liick of paint can do!
I'm contemplating repainting our front retaining wall as the paint job is a few years old & seems to have not fared well through the heat waves. Also thinking that the summer house needs a good scrap and redo of the paint.
Glad to hear your faceache is retreating. Mine is at about 50% but the rest of me says rest is still in the cards!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)4 -
When we arrived here, the window frames were a horrible shade of diarrhoea (genuinely, can’t think how else to describe it) and the front door was dark blue. Very odd.
We have now painted both windows and door a soft kind of sage green, soooo much better and it looks lovely with the slight pink in the stone of the house.
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,603 Estd. interest saved = £10,635 to date
c. 18 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2026 as @ 7th November.
Produce tracker: £356 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Such a clever Watty dog. 🐕
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.5 -
sounds lovely, going to make the approaching feel more like coming home
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'5 -
The mail box is taking longer to make than anticipated. It is also a lot bigger than I imagined. Sadly I mentioned the large size which led to a near breakdown in the barn. After a site meeting I agreed it was fine and harmony was restored. It is rather large but once painted it will be the same colour as the gate so perhaps wont stand out.
He cared enough to make it for me, and that is a big thing. I will therefore love it anyway. He has done a lot of work on the front of my house which is very kind. He could have left me to save until I could afford someone or he could have grumbled but he has rolled up his sleeves and got on with it and made a lovely job. He really does have a very good eye for what will work and is very critical of his own efforts but I am just thrilled. The house is looking like the house I always thought it could be - rather than the run down place it has always seemed from the front.
I have meeting with IFA tomorrow to do the financial modelling. I settled on the lady with the fabulous purple hair. I was undecided between two so messaged the 'runner up' with a couple of questions around added value of a long term relationship at xxx per year and he responded with the comment that if I needed to ask about what I would get for my money we probably were not a good fit. He clearly doesn't read these boards 🤣
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!7 -
Go purple haired lady !! Sounds like a good fit indeed.
Glad harmony was restored re the mail box !! It can be tricky at times saying the right thing but agree 100% with all the good qualities
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4 -
I'm glad you went with the purple-haired lady! You seemed to have an affinity with her.
I wouldn't worry about the size of the box. If the VNM has a good eye, it may be he is making it this size for a reason (even if it's to double as a hedgehog hotel or shop front to sell produce). Should it really turn out to be too big, it's probably easier to reduce the size than increase it - and perhaps he can't imagine such a nice person as you not getting tons of post!
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/227
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