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Watty's Awakening
Comments
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Love it 😀 😍 ❤
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4 -
I bought one of those for DH 🤣 he loved it just as much too haha 😆.
Emergency Fund -£1000
Grocery Spends -Oct £408/500. Nov £243.39/500
Debts- CC 316, CC 3058.17, Kitchen loan 38573 -
Desk still in car. I think VNM is avoiding the whole desk issue. We will get to it. I think I will go for Greenbee's suggestion and order on line a smaller work top for the frame and then use the top somewhere else or keep it for if i ever move desk into the unused part of sitting room but first we have to check the feasibility of what I have bought. (If I keep company i plan to move my desk)
I had a meeting with prospective purchaser of company and then she sent me a long email which really irritated me all about how I was not being supportive. !!!!!!. It has now been 12 months whilst she worked on her plans.
Very unlike me, but I did not reply for a few days. I sat and thought and decided part of the issue is she has realised what she is buying. When I thought over her questions about how much stock I hold, how I organise things and so on I realised they were probably fear about the investment and wondering if she could do it. With the help of VNM, I wrote a very nice reassuring email about how I would support her and all the blah de blah that might help, but if she genuinely wants out then she needs to say. I asked ai to get the tone more reassuring than irritated for the first draft LOL
I've come to think selling might give me time to focus on my health but - I also realised as I drafted reply after draft reply - I've been pushing projects down the road because they might not be what the next person would do and that in itself is very draining.
So reply sent, essentially being very nice, but also saying the business and I cannot remain in this state of two possible futures and she now needs to make a decision or not, and either is OK with me. I would prefer to sell but actually I'm ok keeping on and I'm making an alternative plan to get out but I'm not telling her that as it gives too much barginning room.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
Hope all goes as you wish & you get a resolution.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.3 -
Hope she comes back with wanting to move forward with the sale. But if not, perhaps she wasn't right for it and by telling her you just want to know now you then leave the door open for someone more serious to come through..she's blocking this at the moment so either needs to commit or not..well done for writing the email reassuringly, AI assistants are a god send for -please take out my utter irritated tone/ anger/ upset/ swear words 🤣🤣🤣.
Emergency Fund -£1000
Grocery Spends -Oct £408/500. Nov £243.39/500
Debts- CC 316, CC 3058.17, Kitchen loan 38575 -
I often use the 'please clean up my cussing" mode!
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)4 -
That's a great response but before she buys make sure to have in writing what her support and help expectations are, or you'll just be doing your job unpaid for her
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty7 -
Yes, agree with this.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.4 -
I did smile that a few of us need to use the AI please make me sound nicer mode 😂 You are so my tribe 😂
I think having to articulate what she wants will stop her moving forwards. My suspicion is that to have to sit down and work out exactly what she wants and needs might make her realise that the business is not going to run itself which I think her accountant and advisor has already said. I think she made up a story about me being hostile and blah de blah and I'm hoping that going back and saying look I will support you but I cannot remain in this state of not knowing will resolve things. I have realised how draining that is for me.
My accountant informs me he considers me unsuitable to work for anyone which I thought was rather impolite but probably accurate 😂 In his opinion she would quickly decide it was not working me being involved, based on the many such deals he has seen in the past and the fact he has been my accountant for many years. I like him, I think he nailed it.
I'm also waiting on planning so I don't know about that which means I cannot really make decisions on house and where to live. The entire state of "don't know" is, I suspect, contributing to general overwhelm re life.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!11 -
In other news the back garden fence was stained yesterday and looks fabulous as does the now finished front.
Today I need to make a start clearing the border that lines the gravelled area. There are a lot of weeds that need clearing and then gaps that will need filling later this month. That then will finish a part of the property that has needed improving long before I left PPH and started that nightmare.
I plan to gravel the small area under my office window as with a membrane that should stop the weeds. The house is built into the hill so the window sill is only about 4 inches from the ground at that point so I think this should make it look tidy. I cleared all the brambles last weekend and it was a joy to see out properly once again. Sadly a few of the plants I had put in some years ago had survived but never knitted together as had been planned so I have removed and relocated those.
This weekend I wanted to finish that area so went out to get a small gravel grid purchased on click and collect from a DIY store only to find when I got there it was out of stock and they had emailed me. Honestly, who checks emails whilst driving to pick something up.
I did however buy the paint to repaint the hallway which got lots of marks when the front door was done. The decorators used a trade paint when they did the house and it has not really stood up to a busy tiny hall where parcels are stashed, deliveries happen, OllyDog bumps in and out and so on. The hairdresser recommended the paint she used in her salon and I did wince at the price when I saw it. She did say when we chatted that this brand would take the knocks of general life and can be scrubbed clean so I purchased it despite it being twice the price of other paints. If it is as good as she says the hallway will not need to be done again for years.
Also purchased paint for kitchen kickboards online - if the scrap timber and this paint works there will be a resolution to the water damage for just £26
So three new projects to be started. Hopefully all three will come in under £100 for the lot.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!13
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