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Watty's Awakening
Comments
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Blimey. Every day is a school day.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.6 -
Thanks for the suggestions, will employ some ideas so that VNM no longer worries.
WattyDog didn't want to come out with me yesterday evening and shows no interest in going out this morning. It is pouring with rain. Last winter I noticed he was clearly worse on rainy days so I suspect his joints are bothering him. He perked up when he saw breakfast though.
Need to take year end books to accountant and drop off charity shop donations. Was on zoom yesterday a few times and thought the heaped bags to go to CS did not look so professional so will try and get that done today.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!8 -
@Watty1 - Zoom has a function where you can blur out the background or even replace it with something professional looking - I often do this when working from home, as no one needs to see OH's sci-fi book collection! (not that this new info should in anyway stop you from taking bags to the charity shop!!!!! 🤣🤣🤣)
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)6 -
I was going to tell her that and then decided not to in case it delayed the bag-removal!
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Bags removed. The CS was not accepting donations but I must have looked really upset by that as the lovely volunteer said they would take them (along the lines of well as it is you I know it will be quick to sort!)
Dropped financial records to accountant and he now has all he needs for financial year end and my own tax return. Feels good to have that done.
Credit card bill slowly going down. So far I have bought nothing on prime and if my card gets used I transfer the money to the card from the account the spend should have come from. When transferring I "round up" to the nearest 0 and any money that has been bonus or unexpected I'm also sending to the card. I really want to stop the sticker shock when I get the bill each month.
And thanks for the zoom tip - I'm going to look for that button anyway as the office is often a bit messy
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
There's also an airbrush option to get rid of wrinkles 😎 (it does make you look a bit weird though).
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Airbrush option 🤣. Who knew.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.6 -
Very popular feature. I think Zoom did it first and everyone complained that it wasn't available in Teams or Webex… so it is now :)
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This takes me right back to Covid times when we used to meet people online and my friend was the first of us to have a background of palm trees… that's the same friend whose online portrait is permanently upside down. 😁
I must have a play around on Teams as the best I can do is blur my background.
Well done for getting things out of the house and into the charity shop. I hope WattyDog isn't too uncomfortable with the wet weather. Eating breakfast is a good sign.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224 -
WattyDog much brighter. VNM says I worry about him too much - well, yes I do - worry about WattyDog that is rather than VNM 😀but WattyDog has come to be very special to me and i get sad about his aging in part because I struggled with him so much to start with and missed out so much joy and fun which was entirely the fault of PPH.
Text from a good friend this morning to say her husband probably has lung cancer and they are just waiting to find out what next. That one is particularly hard to deal with as it is the friend who I supported to leave a year ago, who then went back and has pretty much avoided all of the group since then. Naturally as friends we have all rallied. I think the next few months will be really hard for her.
And on a brighter note, teaching online course today. Someone else signed up overnight. Every sale counts. I bless the past me that put this together and was brave enough to put it "out there".
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!11
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