Watty's Awakening

Watty1

https://forums.moneysavingexpert.com/discussion/comment/82135158#Comment_82135158

The business is very 'niche' but I think I could find others. Having run all the figures with IFA I am slightly better off financially in the future if I sell because my pension pot can remain untouched for a couple of years so the only bonus selling is that I get my time back and I can live on what I get for it.

The flip side is I can employ someone and get my time back that way and so the outcome would be fairly similiar.

Email from her accountant suggesting we meet online on Thursday but she still has to confirm. I think after this meeting decisions will need to be made on both sides.

At the moment I'm doing things work wise that will benefit the company if I keep it or sell it (so regulatory compliance) but not things that would grow it. Those ideas are parked for now. I do have a potentially good idea but that is with my freelance designer to develop a little bit and I'm happy to pay her, she really needs a little income, and this is either an idea I will run with eventually or the new person can but either way designer gets an amount of money to go on holiday and my only time is a few emails on progress.

Watty1

Sunday was a gentle lovely day and I finally got back on Most Handsome. I've not ridden him since health problems really flared up and it was such a joy - although - I was a little nervous. I had fun, but my goodness my legs ached. VNM hung around 'in case'

Having really enjoyed it I looked at the pics he took and reflected on the ride and messaged a local posh dressage trainer that I know because she uses my place to train a neighbour. She knows health issues. She is going to come over on Tuesday for half an hour. I'm really looking forward to it. I've already said her role is to push me to ride him properly and relax and not worry (big task!) but also she is calm and if I have a problem she can just deal with it whereas VNM worries and therefore worries me!

This month was all about saving as much as I can so I can finally clear the credit card but paying her I consider a big investment in my future :)

WelshmansDaughter

Ha I remember seeing a company that manufactured portable showers aimed at horse people and thinking that could be you lol.

Watty1

It is not - but - it is a brilliant and very simple idea they came up with.

Watty1

WattyDog went off to the vet yesterday, that took most of the morning because we had to wait for some meds to be dispensed and the lovely receptionist said it would be around 20 mins as a vet needed to sign off so we went and had a coffee at a local coffee place. £18 for 2 coffees and 2 cakes - my goodness! I don't usually bother with the cake and now I know why 😀

We did however have a lovely time, the three of us sitting outside just chatting about nothing in particular. I decided to send the samples taken off for analysis (he has a growth) but when the vet said she could remove it I made the call that was not an option without proper analysis first as he is not having a general at his age unless essential.

WattyDog delighted with the visit, vet had treats which she offered him, saying most dogs don't like these but he was delighted, ate lots and was offered the packet as a parting gift. He considered the morning a complete win and came home for an afternoon snooze.

I however worked as the bill was over £200 plus the coffees!

beanielou

WattyDog is such a love.

Watty1

I've been trying not to moan about the reordering of bookmarked threads but it is really irritating for a quick catch up. I know lots of folk feel the same.

Life rumbles on, email from planning consultant to say the Parish Council have objected to the plans. They do not think there should be any "new builds" in the area and cite the refusal of several recently. That indeed is a problem and they point out my argument FOR is in fact not a "done deal" so irrelevant. There are new builds and people who have circumvented the rules (quite a lot of those actually) so I just need to wait and see what happens. The Parish Council have also said the building materials are not clearly stated (planning consultant says he will have a chat with the planning officer and politely remind him that they are in the report and on the drawings). Again, trying not to moan about the process.

On the MSE front VNM gave Charming Cob his 6 monthly injection. A vet nurse taught him how to do it as I can't seem to bring myself too and VNM is a super star. So I finish without a moan (phew, I'm trying to be positive)

Watty1

Bookmarked threads now staying in order of recently commentated. A huge improvement.

Watty1

Meeting yesterday with prospective purchaser and her accountant. I'm not sure if he was playing his poker face but he claimed not to know my sale price which was odd because she must have told him surely? I glossed over that and outlined my offer. He agreed the business was very good but stressed his opinion it was dependant on me, which, having prepped carefully I countered.

He asked if I wanted all the money up front and I said yes so he said they would offer less - but - could offer more if they went for staged payments. I declined that and explained that - given she wants me on hand to act as a consultant for a year - staged payments would mean I would most likely have to step in and "run things" a lot more if she opted for holidays, life, children, parents and all the other things I just know she cites as reasons for not getting on with things. I said it very kindly and nicely (yes I had practiced that LOL) but stressed if I was there for a year and getting paid ending up being dependant on me I might as well keep the company.

I said consultant work could be looked at as part of the deal but stressed I wanted a decision quickly now as this has dragged on for too long. I have been told I will get an offer on the table in writing by Monday morning.

Actually really liked her accountant, he acts as a business adviser too and I think she has a great one there as I really have to push mine for anything other than straightforward comments.

So if all goes to plan, should be something by Monday. I have no idea which way this will go now.

rtandon27

Well done on keeping your composure @Watty1 - well impressed with how you handled your end of it!

You have done all you can and Monday will come soon enough so try and have a relaxing weekend!