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Watty's Awakening
Comments
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Me too KK 😀
WattyDog located his own present from us in the log pile. It is apparently a VERY GOOD stick
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
VNM had a well worn pair of jeans that were much loved and finally ripped. I thought they were beyond repair but for £1 bought a pair of jeans at the local charity shop (it has £1 days to sell off the clothing when they get overwhelmed) and using those and the wonder web stuff (left over from getting curtains to fit) and a needle and cotton I have managed a very reasonable repair. I then used some left over fabric to patch my denim shorts which I only really wear around the house but was going to throw away.
Really pleased with my frugal repairs.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!15 -
offer in from prospective purchaser. Well, 3 offers, but 2 are staged payments which I am not keen to accept with me shackled to working with her until 2nd (and in once case 3rd) payment done. I am totally unsuited to working for someone and I am still unclear where / how financing is coming.
First offer is a clean break but 20% less than I asked.
I'm going to go back and ask for more …. but also feel very torn. Since I decided I could work less if I employ and I've now run the figures and checked and rechecked that does seem a viable option.
Then again VNM has just sent me a property in Hertfordshire which we could easily afford, it has recently been done up and we could just dust ourselves and everything down and relocate - not really downsize but it is kind of a financial downsize.
Ahhh the joys of getting to this point
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
Just caught up with 2.5 weeks of postings as have been on holiday.
Watty, please don't do anything to be working for this woman for any great length of time. She sounds like she will drain every last drop of blood and patience from you. The staged payments sound like a nightmare waiting to happen. If you fall out, which I suspect she might well engineer to do, you could be waiting a long time for your money.
Make £2026 in 2026
Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77, Zopa CB £30, Misc £10.11,
Total £629.02 31%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410 70%Make £2023 in 2023 Total: £2606.33 128.8%10 -
Absolutely what @slinky said, this woman sounds like a soul sapping pain, do not I repeat do not get entangled with staged payments 😁
Worth a counter offer of meet in the middle at 10% discount for clean break with no unpaid and no obligatory support understood?
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty7 -
Agree with Slinky.
As you don't NEED to sell, you can go back and tell her exactly what you want - and if she doesn't like it, that's the end of the conversation.
6 -
Agree all above
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 2🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4 -
Agree that you definitely don't want to work for this woman… BUT …is it worth taking a lesser amount to have a clean slate and be able to wash your hand of it, and have a peaceful future?
Big decisions, and we're all on your side whatever you do. (((hugs))) XXX
I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy5 -
Love it - it seems we are all of one mind. No staged payments because the woman would be a soul sapping energy draining nightmare. I think she might be too "drippy" to be that but I suspect she is the type that will want me to hold her up.
@Chrystal summed up the conflict though - I could just have a peaceful future.
When I left PPH I thought I would need to work forever. I could not see how I would afford a future without that. After years of being told I could not afford my lifestyle, after I left the accusations of tax fraud as he was sure that was how I had money and so on, I find myself in the very unreal position of facing a peaceful future with VNM. I just need to think about my insecurities which I suspect are getting in the way. My calculations show that 2 more years of work and I will be fine if frugal - but - this offers a way out now if it is genuine.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
Hay ordered and delivered. It has gone up again - an extra £40 a month I calculate will be needed for the boys. It has been a hard year in the South East for hay - farmer has some of his own but will be bringing in rest from Wales.
I asked farmer about liming two of my fields and he will do the job. He suggested I buy the lime, have it delivered to him and he will load it into a spreader from there - so - just need to find the amount I need, get it ordered and send him the flow rates.
Oh - and find the credit card which was slowly coming down but will now shoot up with the lime - but - it is needed I think. .
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!7
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