Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Watty's Awakening
Comments
-
VNM and I are very stiff today. He so much so he has not got up 😂 I have stiffly staggered down the stairs and am mustering the energy to go out to the horses.
On the bright side, the field has a security camera that feeds to a screen in my office, and, for the first time in a long while I cannot see "the heap"
Plus, my credit card monthly payment to clear the balance from the previous month goes out today and it is under £100. This is the first time since I started the diary. There are some spends on it after that is cleared because things got very tight towards the end of the month and I have been using it - but - I am confident that a ZERO will appear at some point next month.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!8 -
It's been a couple of months now, and he was due to come back the following week to do stuff so I would have thought he'd at least have contacted me to cancel. I'm not chasing anyone (other than the electrician!) either for bills, or for quotes anymore. If they want paying they'll bill me, if they want the work they'll quote/turn up. And if they take three months to bill me I don't feel a need to pay immediately!
6 -
Builders in particular are weird. We had extensive work done, as did a neighbour across the road with a different builder. In both cases as the jobs came to an end, they took on work elsewhere and then became difficult to deal with for the last odds and ends that needed finishing off. Our neighbours eventually told theirs not to bother coming back. It's utterly stupid, as it puts you off recommending them to others. Do they not realise this?
Make £2026 in 2026
Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77, Zopa CB £30, Misc £10.11,
Total £629.02 31%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410 70%Make £2023 in 2023 Total: £2606.33 128.8%7 -
From me too. On both.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.6 -
Great news on CC.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 9 months left.5 -
Excellent progress both on the business, the woodpile and the credit card! I hope you have Epsom salts to bathe in while waiting for the super-toned effect of all that clearing to kick in.
Your VNM is truly amazing. Do you have him insured! 😁
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/226 -
More importantly, can you have him cloned?
7 -
LOL VNM is indeed wonderful. I often think he is the universe gift to me after PPH 😀 VNM got up at lunch time, staggered downstairs after a hot soak and muttered that he was not doing anything at all today 😀
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!8 -
Watty I have PM'd you about aching muscles.
Make £2026 in 2026
Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77, Zopa CB £30, Misc £10.11,
Total £629.02 31%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410 70%Make £2023 in 2023 Total: £2606.33 128.8%5 -
Thanks. All tips gratefully received :) Really tired and stiff this morning. Many years ago I ran with a local running club and I have been along as they started a beginners to 5 k programme. There were lots of reasons I gave up on the club but I know I will not stick to a plan on my own - so - found a pair of leggings that fitted, found my old trainers and went along. Last night was first session of week 3. Goodness that was hard work - but - I did it.
I'm trying really hard to remember that in May I could not walk from the house to the stables without needing to sit down and VNM and I started walking 5 mins a day out and back and even that was hard.
It would have been so easy just to "not go" last night but I did go thanks to VNM who encouraged me and came along to wait for me in the car as he is aware that some of the people were a reason I stopped going to club.
And the MSE part? The club has a grant from somewhere so the beginners course is totally free.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!9
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179.1K Life & Family
- 264K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards