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Watty's Awakening

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  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with the course.

    I had weird dreams last night - that I had volunteered for redundancy which I absolutely don't want. It's not nice when weird dreams afflict us out of nowhere so I feel you.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Watty1
    Watty1 Posts: 6,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Slinky said:
    Fingers crossed for your bathroom stuff turning up this week.

    It took our supplier 4 attempts to send us a toilet pan that wasn't broken. The first was chipped, the second was distinctly broken, the third was a box of bits so small you'd be hard pressed to know what it started out as. Finally they got their supplier to ship directly to us as the third party carrier seemed incapable of a safe delivery.  To be fair, there was literally no padding in the box to keep it safe. It was just a normal weight cardboard box with the pan in it. In an attempt to be environmentally friendly and reduce packaging, there were 3 wasted pans that had been transported from the UAE.
    That is dreadful, what a waste of money time and resources.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on making progress. Hope your VA is available soon to help.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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