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Watty's Awakening
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Awwww … lovely news. Big bouncy strokes and scritches for WattyDog 😊❤️
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
WattyDog alerted the neighbourhood that a van has once again pulled up outside next door before 7.00 am. I pointed out it was the same van as yesterday and I'm sure they are ok with this, but, no, WattyDog shouted very firmly it was his patch and they were there without his permission. I begged him to let it go in case he caused a problem with his neck and back, but no, he could only be quietened down with the best quality brie, and then, having snaffled his treat returned to very firm opinions on the clearly unwelcome visitor.
In financial news I've cashed out £96.64 on total cash back, rounded it to £100 and sent to ISA.
Today I have 3 things from the list to deal with alongside regular work. Todays post it note on computer so I actually do it.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10 -
I'm glad WattyDog is back to keeping the neighbourhood in order! If you move, you'll have to make sure there are no neighbours close enough to annoy him.
Stinky rarely barks - in fact other than when he's asleep it mostly seems to be when he hears his cats in trouble, or occasionally when he hears muntjac (one set off all the dogs in the village barking last night - it was odd, it didn't sound quite like they normally do, and the dogs clearly noticed).4 -
greenbee said:I'm glad WattyDog is back to keeping the neighbourhood in order! If you move, you'll have to make sure there are no neighbours close enough to annoy him.
Stinky rarely barks - in fact other than when he's asleep it mostly seems to be when he hears his cats in trouble, or occasionally when he hears muntjac (one set off all the dogs in the village barking last night - it was odd, it didn't sound quite like they normally do, and the dogs clearly noticed).
Reality check, I doubt WattyDog will be here when I move. The steroids are helping but his leg is still very poor and he falls over on corners. All the time he is happy, then wonderful but I have already explained to him that I will not let him live in pain, unable to move or unable to guard HIS neighbourhood or unable to go to a local cafe for breakfast. His swimming and running days might be done, but if he can still enjoy his life then great and each day is a blessing and we will see where that takes us.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!14 -
WattyDog is lucky to have you. Stinky has been offering all his toys to my colleagues during meetings ... it makes it hard to concentrate sometimes, but they seem to like him joining in. Mostly he sleeps in the hall now if the meetings are boring, just getting up to remind me that it might be time for a meal sometime in the next hour or so...
We've met a lovely puppy two days in a row (I must get up and walk earlier, there are so many other dogs out at 7am that poor Stinky is on his lead too much and it takes ages). Small ginger lab !!!!!! - I've explained to Stinky that this is what I was looking for, and suggested we might swap (he's a ginormous black boy)4 -
Thats exactly the right attitude, people wouldn't expect an 80 year old person to still do the physical things and walk as far as they did when they were 20, old pets are the same, as long as they are eating and toileting and appear to have any pain under control then we can still enjoy their company in an albeit different way to when they were younger. Its a very bittersweet time. In some ways its easier, you don't have to worry about for example a particular drug that might help them but could do longer term damage, you don't have to police their diet or weight quite so strictly, but its heartbreaking knowing why you no longer have to consider the next 5 years
Dxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'6 -
Do not leave it too long to do what is necessary. We did by 2 days & I will never forget the look on her face when she was lying there in her own mess. An adorable rescued lunatic.5
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Watty1 said:In financial news I have opened a new cash ISA for this year at 4.98% and now need to start transferring money in from last years ISA (not a lot as last year I only put "free money" in, i.e. money I came by as a result of sales, surveys and a bonus payment for a job I did for someone so £601.11 from last year and £300 from this year).
I might start need a better strategy for saving but, I am actually saving something as well as still doing stuff on the house so this is working well.
If last year's ISA rate is better than this year's just leave it where it is unless it is particularly irksome to have two accounts, or the other account has a rate which will reduce below the 4.98% within the next financial year.Make £2025 in 2025
Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
Total £915.94/£2025 45.2%
Make £2024 in 2024
Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%3 -
WAtty Dog is so lucky to have you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
@badmemory sending love for that awful memory. We do the best we can, I too once left a cat by too many days and he was unable to clamber out of his litter tray which was heart breaking. I think we have all been there at some point.
@beanielou and @greenbee I might not have said this when PPH left WattyDog behind, but it is the other way around. I am lucky to have him. He is adorable, handsome and very nice natured. I'm not sure what would have happened if I had refused to keep him but I am so glad I did. He has taught me a lot about love this few months.
Wise words @daisy_1571
The steroids seem to be helping WattyDog. His back legs are still skewed and he does not corner well and I wish he would stay out of the kitchen as it is the only place without a rug and of course the one place he falls over regularly. As always however he will not take advice and ignores commands to stay on the rugs.
So, if there is little improvement in legs why do I think meds are helping? Because mentally he is so much better. Yesterday evening he was back to his irrepressible self wanting "to do" something. This is a challenge as he has never played with toys other than sticks, stones or balls. VNM suggested getting him something "to chew" but he has always despatched chew toys and pigs ears etc very quickly. Anything like a kong that has food in was quickly emptied and then offered as a throw toy over and over. Because he chews sticks (large ones) and stones his teeth are in excellent shape apparently so chews are not really a good option.
In the end I resorted to taking him for a "doddle" just for a few mins peace. We walked just down the road a little way and back with me reminding him this was against "vet recommendations/advice" but I recognised mentally he just needed to do something. In the last few days he has mentally been more active so I suspect the pain level has dropped significantly and he is getting used to the nerve impingement.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!10
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