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Watty's Awakening

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Comments

  • KajiKita
    KajiKita Posts: 9,737 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Awwww … lovely news. Big bouncy strokes and scritches for WattyDog 😊❤️

    KK
    As at 15.02.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 21 books of target 52 in 2026 as @ 13th March. 
    Produce tracker: £51 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • greenbee
    greenbee Posts: 18,906 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm glad WattyDog is back to keeping the neighbourhood in order! If you move, you'll have to make sure there are no neighbours close enough to annoy him.

    Stinky rarely barks - in fact other than when he's asleep it mostly seems to be when he hears his cats in trouble, or occasionally when he hears muntjac (one set off all the dogs in the village barking last night - it was odd, it didn't sound quite like they normally do, and the dogs clearly noticed). 
  • greenbee
    greenbee Posts: 18,906 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    WattyDog is lucky to have you. Stinky has been offering all his toys to my colleagues during meetings ... it makes it hard to concentrate sometimes, but they seem to like him joining in. Mostly he sleeps in the hall now if the meetings are boring, just getting up to remind me that it might be time for a meal sometime in the next hour or so... 

    We've met a lovely puppy two days in a row (I must get up and walk earlier, there are so many other dogs out at 7am that poor Stinky is on his lead too much and it takes ages). Small ginger lab !!!!!! - I've explained to Stinky that this is what I was looking for, and suggested we might swap (he's a ginormous black boy) :)
  • Slinky
    Slinky Posts: 11,581 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Watty1 said:
    In financial news I have opened a new cash ISA for this year at 4.98% and now need to start transferring money in from last years ISA (not a lot as last year I only put "free money" in, i.e. money I came by as a result of sales, surveys and a bonus payment for a job I did for someone so £601.11 from last year and £300 from this year).

    I might start need a better strategy for saving but, I am actually saving something as well as still doing stuff on the house so this is working well. 

    If last year's ISA rate is better than this year's just leave it where it is unless it is particularly irksome to have two accounts, or the other account has a rate which will reduce below the 4.98% within the next financial year.
    Make £2026 in 2026
    Prolific £177.46, TCB £10.90, Everup £27.79, Roadkill £1.17
    Total £217.32 10.7%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%






  • beanielou
    beanielou Posts: 98,719 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    WAtty Dog is so lucky to have you.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
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