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Watty's Awakening
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As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
so with youHumdinger1 said:Well done dearest @Watty1 for dismantling all evidence of PPH from your life! You've got me humming 'I'm going to ŵash that man right out of my hair' now. Good news on Wattydog and CC too! Love Humdinger xx
Humming that tune!
I am swooping in from a land far away to check in
Glad Watty dog feeling better- had a few GSD's in our family and their legs are often the things that slow them down, but they can keep going with the right drugs, care and decent carpeting) DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest6 -
Thanks. Love the squirrel donations
Yesterday WattyDogs new tag arrived for his collar. Now I know he is unlikely ever to go running off lead again given the spinal nerve issue but I have bought him a new tag with my phone number and I put the VNM phone number on as a back up (he has a different service provider so sometimes his phone works when mine does not) and I threw away the old one. With delight. It still had PPH number on it.
Whilst WattyDog was having his MRI it occurred to me that if they rang the number on the admissions sheet and didn't get me they might call the number on the tag which was PPH. I'd never bothered to change the tag. So home and a new tag was purchased. WattyDog genuinely mine now.
Right, all animals fed, WattyDog taken out for his pee, garden watered and now I need to do some work.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!12 -
love this dxxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4
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I'm sure WattyDog is very proud of his new tag. And I'm pretty sure he knows you're his person now.5
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Another reminder gone - love it and all the best for the results for WattyDog he must be struggling in the heat.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest5 -
Glad Wattydog is feeling a bit better 🥰MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Again, another hugely powerful symbol ....
And agree with Greenbee, WattyDog knows you are his hooman, well and truly
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Lovely to have your contact details on WattyDog's tag. And the VNM's too! Proper official. I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
yes poor chap really is.Cherryfudge said:TallGirl said:Another reminder gone - love it and all the best for the results for WattyDog he must be struggling in the heat.
I know, definitely official now. VNM was really emotional when he told him.Lovely to have your contact details on WattyDog's tag. And the VNM's too! Proper official. Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!11
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