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Watty's Awakening

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  • Watty1
    Watty1 Posts: 8,775
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    @PennysIntoPounds that must have been so hard.  Just one week, goodness me. I am so sorry you had to deal with that.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 10,972
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    Watty1 said:
    @PennysIntoPounds that must have been so hard.  Just one week, goodness me. I am so sorry you had to deal with that.
    Agreed. Absolutely brutal.

    Sending retrospective hugs to the PiP that had to deal with that x

    KK
    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Suffolk_lass
    Suffolk_lass Posts: 11,461
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    Sounds like a beans on cheese on toast kind of day to me, @Watty1 - it's a go-to CBA supper here (without the cheese now, I top with a poached egg on each slice of toast) nutritious, quick, easy and tasty!
    Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
    My keep within our budget diary is here
  • Suffolk_lass
    Suffolk_lass Posts: 11,461
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    We inherited 50m of 20 foot thick 15 foot high laurel hedging, and a second of the same plant between the front garden and the so-called secret garden (now our veg garden). Got a friend to remove it for a small fee, using block and tackle. It was officially, a nightmare. A beech hedge is much easier. Still have a Portuguese laurel grown as a tree, but absolutely, no hedges like that again
    Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
    My keep within our budget diary is here
  • Watty1
    Watty1 Posts: 8,775
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    Busy day today.  Week 3 of course to be taught, giving another talk this evening on line as a business promotion thing and all the usual work to be done. Breakfast and a read on here before the day proper begins.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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