"The Save £12k in 2024" challenge

Macsidia

#41 Macsidia declaring £1,460 for August. 

Able to get a bit extra in due to August being a 5 payday month.

t2rry

Suffolk_lass said:

t2rry said:

Just putting this here for later reference - my August regular savings have all gone out, so I have put my standard £1,000 away.  However, it is now 'summer' and we have kids holiday clubs and a family holiday to get through, so I think I'm likely to take £1,000 out of my slush fund (easy access savings) to pay for it, rather than feeling the pinch throughout, which might somewhat put a dampener on the time to otherwise make memories. 

I feel like I should therefore report August as a £0 month as I'm paying into some savings but taking out of another.  I'm not too worried by it, I am still ahead and have had good news recently that means our disposable income should go up in the next couple of months, making my target very achievable and in fact I should be able to exceed it pretty comfortably.

I continue to monitor it all closely so will report back at the end of the month officially. 

@t2rry - was it £0 for August (that is what I have put in the spreadsheet

Yes it was, thank you!!

Suffolk_lass

Twiddled the conditional formatting in the spreadsheet to better reflect two thirds of the year gone

geordiejon

#09 september payment of £1,000 for the month.

Topscooby

So, August was a massively expensive month for us   However, no complaints as it was all self inflicted! 

Firstly, we had to pay the balance off for our holiday in December ( Caribbean cruise ) then we also paid a deposit on another cruise which isn’t until March 2026! This is another Caribbean cruise but this time we won’t be flying back home we are going to stay on the ship for its transatlantic crossing back to the UK…just something we fancied trying!

Then, an unexpected surprise was buying a new car! Our old one was almost three years old but after negotiating a huge discount, being offered more than expected for our old one, and then 0% interest, the deal was done! We therefore took delivery of a nice new 74 plate Mercedes EQA this past Sunday 1st September 👌. 

As we can leave all of our savings alone and earning us interest, plus the fact that the new car is electric, so no fuel costs anymore as I can charge the car at work for free, I have convinced myself that this was definitely the ‘money saving’ thing to do…ish!

With all this additional expenditure I am super pleased to report that the normal monthly saving amount can still go ahead 

Therefore…..

                       Topscooby #18 £1000 for September please!

SuperLooperSaver

Sorry, forgot my number for now, but SuperLooperSaver reporting £454.06 for August.

Thanks!

Sandyra

#26 here

£1800 for August please 

Thank you 

KeepOnKnitting

Suffolk_lass said:

Twiddled the conditional formatting in the spreadsheet to better reflect two thirds of the year gone

Oh no! Now I look as behind my target as I feel! Thanks @Suffolk_lass for keeping us all in line.

Suffolk_lass

SuperLooperSaver said:

Sorry, forgot my number for now, but SuperLooperSaver reporting £454.06 for August.

Thanks!

You are number 52 - if you go to your account settings (icon to the right of the envelope, top right of the screen normally) you could add the challenge to your signature with your number. That's what I do  - hopefully that is helpful

garfield33

#049 reporting for August
Minus £1163.03 - been booking adventures and more to come!