Barclays £175 switch offer - new customers only, Nov 1 - 30 2023

Sumof999

hi @northwalesd thanks for confirming that 

Zopa_Trooper

northwalesd said:

Mickeymacca said:

I have been following (and contributing to this thread in case anyone suggests I go back and read the whole thing) just wondering if anyone who already got the switch incentive didn't pay in £800 for the blue rewards?  

I did not pay in £800 for Blue Rewards, I have had the incentive payment and cancelled BR.

That was a bit silly. I've no plan to cancel the Blue Rewards until I get my £10 cashback payment for spending £200 in December, I've already had the November one. £175 + £10 + £10 - £5 equals a very happy bunny.

Johnny-Cage

Zopa_Trooper said:

northwalesd said:

Mickeymacca said:

I have been following (and contributing to this thread in case anyone suggests I go back and read the whole thing) just wondering if anyone who already got the switch incentive didn't pay in £800 for the blue rewards?  

I did not pay in £800 for Blue Rewards, I have had the incentive payment and cancelled BR.

That was a bit silly. I've no plan to cancel the Blue Rewards until I get my £10 cashback payment for spending £200 in December, I've already had the November one. £175 + £10 + £10 - £5 equals a very happy bunny.

Why is it silly. Not everyone has the means to spend £200 right now, so the poster could take offence to your post

Zopa_Trooper

Johnny-Cage said:

Zopa_Trooper said:

northwalesd said:

Mickeymacca said:

I have been following (and contributing to this thread in case anyone suggests I go back and read the whole thing) just wondering if anyone who already got the switch incentive didn't pay in £800 for the blue rewards?  

I did not pay in £800 for Blue Rewards, I have had the incentive payment and cancelled BR.

That was a bit silly. I've no plan to cancel the Blue Rewards until I get my £10 cashback payment for spending £200 in December, I've already had the November one. £175 + £10 + £10 - £5 equals a very happy bunny.

Why is it silly. Not everyone has the means to spend £200 right now, so the poster could take offence to your post

It's Christmas and you're not going to spend £200. Bah humbug.

MasterplanC

I have to decide whether I risk switching my NatWest account which currently doesn't show any DD set up in the app, although I changed my two of my CC direct debits to it a few days ago, and yesterday initiated something from Plum. Any advice? It's annoying how the app doesn't allow one to pick a switch date in the future closer to the end of December (as implied by the offer conditions), I have to start the switch by tomorrow and then it will go through in 7 days. The alternative would be to switch my TSB account, but this still gives me £5/month cashback plus hopefully the second part of the switch incentive in February. Any advice?

northwalesd

Zopa_Trooper said:

Johnny-Cage said:

Zopa_Trooper said:

northwalesd said:

Mickeymacca said:

I have been following (and contributing to this thread in case anyone suggests I go back and read the whole thing) just wondering if anyone who already got the switch incentive didn't pay in £800 for the blue rewards?  

I did not pay in £800 for Blue Rewards, I have had the incentive payment and cancelled BR.

That was a bit silly. I've no plan to cancel the Blue Rewards until I get my £10 cashback payment for spending £200 in December, I've already had the November one. £175 + £10 + £10 - £5 equals a very happy bunny.

Why is it silly. Not everyone has the means to spend £200 right now, so the poster could take offence to your post

It's Christmas and you're not going to spend £200. Bah humbug.

You know nothing about me, kindly keep your opinions to yourself!

Zopa_Trooper

northwalesd said:

Zopa_Trooper said:

Johnny-Cage said:

Zopa_Trooper said:

northwalesd said:

Mickeymacca said:

I have been following (and contributing to this thread in case anyone suggests I go back and read the whole thing) just wondering if anyone who already got the switch incentive didn't pay in £800 for the blue rewards?  

I did not pay in £800 for Blue Rewards, I have had the incentive payment and cancelled BR.

That was a bit silly. I've no plan to cancel the Blue Rewards until I get my £10 cashback payment for spending £200 in December, I've already had the November one. £175 + £10 + £10 - £5 equals a very happy bunny.

Why is it silly. Not everyone has the means to spend £200 right now, so the poster could take offence to your post

It's Christmas and you're not going to spend £200. Bah humbug.

You know nothing about me, kindly keep your opinions to yourself!

You were advising someone else of a way to lose money. That's not what this board is about, in fact, it's the exact opposite. Maximising returns is the object.

Zanderman

Zopa_Trooper said:

northwalesd said:

Zopa_Trooper said:

Johnny-Cage said:

Zopa_Trooper said:

northwalesd said:

Mickeymacca said:

I have been following (and contributing to this thread in case anyone suggests I go back and read the whole thing) just wondering if anyone who already got the switch incentive didn't pay in £800 for the blue rewards?  

I did not pay in £800 for Blue Rewards, I have had the incentive payment and cancelled BR.

That was a bit silly. I've no plan to cancel the Blue Rewards until I get my £10 cashback payment for spending £200 in December, I've already had the November one. £175 + £10 + £10 - £5 equals a very happy bunny.

Why is it silly. Not everyone has the means to spend £200 right now, so the poster could take offence to your post

It's Christmas and you're not going to spend £200. Bah humbug.

You know nothing about me, kindly keep your opinions to yourself!

You were advising someone else of a way to lose money. That's not what this board is about, in fact, it's the exact opposite. Maximising returns is the object.

northwalesd was answering a specific query that had been asked about a specific circumstance. Not sure what your objection is to that.  

This board is about sharing experiences, asking questions and answering them. 

It says so here:  

Budgeting & bank accounts

Discuss bank accounts, banking apps, budgeting hacks and how to organise your money.

WWERAW

Zanderman said:

WWERAW said:

eldaniel said:

Could somebody help please? I have been living under the rock. Only found out today about this switch offer. I only have 1 DD set up on the account I want to switch from. Do you think that it will work if I switch with 1 DD and set up now 2nd one with another utility supplier to take it from the new Barclays account withing the next lets say 15 days. Do you think it will meet critertia of having 2 DDs? Thanks

Just go to HOMESERVE, take out their plumbing and drainage cover for 50p per month and then you have the two DD's (or use PayPal if you don't already). Then once the switch takes place, cancel the DD and it will have cost you 50p at the most.

The issue is the timing of the DD getting onto the account, not the need for sourcing a DD.  DDs take many days to set up from scratch.  And the switched account will need to have the DDs active before the switch. There's barely time for that to happen for a brand new DD now.  And the question was about whether getting one set up on the Barclays account would suffice - but that wouldn't.

If you set up a DD now and process the transfer tomorrow, the DD will 99% be set up in time. Once they get the mandate to start the DD, its usually 3 days to process. Barclays completes in 7 days so unless you're very unlucky the DD SHOULD be active before the switch completes. Either way, better to be in with a shot than miss out altogether

Zopa_Trooper

Zanderman said:

Zopa_Trooper said:

northwalesd said:

Zopa_Trooper said:

Johnny-Cage said:

Zopa_Trooper said:

northwalesd said:

Mickeymacca said:

I have been following (and contributing to this thread in case anyone suggests I go back and read the whole thing) just wondering if anyone who already got the switch incentive didn't pay in £800 for the blue rewards?  

I did not pay in £800 for Blue Rewards, I have had the incentive payment and cancelled BR.

That was a bit silly. I've no plan to cancel the Blue Rewards until I get my £10 cashback payment for spending £200 in December, I've already had the November one. £175 + £10 + £10 - £5 equals a very happy bunny.

Why is it silly. Not everyone has the means to spend £200 right now, so the poster could take offence to your post

It's Christmas and you're not going to spend £200. Bah humbug.

You know nothing about me, kindly keep your opinions to yourself!

You were advising someone else of a way to lose money. That's not what this board is about, in fact, it's the exact opposite. Maximising returns is the object.

northwalesd was answering a specific query that had been asked about a specific circumstance. Not sure what your objection is to that.  

This board is about sharing experiences, asking questions and answering them. 

It says so here:  

Budgeting & bank accounts

Discuss bank accounts, banking apps, budgeting hacks and how to organise your money.

He told the person he responded to that he had already cancelled his Blue Rewards. I was just pointing out that would be a mistake and why. I believe that is exactly what this message board is for.