Nationwide Switch Offer £200 September 2023

worriednoob

dealyboy said:

@worriednoob said:

@stevey83 said:

worriednoob said:

stevey83 said:

Im a bit new to this, but currently in an odd situation. My wife and I sold our house in march, currently living with my in laws, so no bills going out apart from our mobile DD’s. 

In future I will have these new bank accounts available to do switching, but as of now, it would be pointless setting up DD’s, in the hope of new account switches. 

As others have already said, you just need to create a burner account each (Examples are Chaser or Monzo which don't do any credit checks) and for DD's use Plum and Moneybox apps to setup savings accounts.  It literally take 10 -15 mins of your time.  Once done, go through each app and setup a DD to pay £2 per week from your burner account into your Plum and Moneybox accounts.  Make sure you have some money in your burner account for the DD to be taken out, otherwise it will be declined or you may go overdrawn.

Thanks for this info, i will definitely look into setting up the DD's! As i said this account swapping is new to me, quite happy to be getting free money!

Well try following the guides on here and going through the setting up of your current accounts as well as Plum/Moneybox and if you get stuck, just ask on here and I'm sure someone will guide you.  Don't forget to thank them 

Hi worried ...
Just watched the new video from Andy of BeCleverWithYourCash. He is pointing out that a couple can do three switches to Nationwide if neither individually have had the incentive since August 2021 and also have not been part of a joint account that has received the incentive.

So that's two single account switches and one joint account switch, either opening new accounts or switching in to pre-existing accounts, of course the T&Cs apply to each switch independently ... £600 kerching!

Thanks so much @dealyboy   To be honest, this sounds too good to be true.  Luckily on top of the sole RBS accounts, we also have a joint virgin money current account which we hardly use, but it doesn't have any active DDs.  I was thinking of using Plum/Moneybox, but these are already setup in our individual names and a DD for these is about to come out of the RBS accounts.

So if we can't use Plum/Moneybox again, how do I setup quick/weekly DDs for the Virgin account?

poshrule_uk

Me and the wife were excepted for the joint account yesterday so this is a welcome bonus after last year's switch for a sole account.

Another switch reward that is a no brainer.

dealyboy

@worriednoob said:

dealyboy said:

@worriednoob said:

@stevey83 said:

worriednoob said:

stevey83 said:

Im a bit new to this, but currently in an odd situation. My wife and I sold our house in march, currently living with my in laws, so no bills going out apart from our mobile DD’s. 

In future I will have these new bank accounts available to do switching, but as of now, it would be pointless setting up DD’s, in the hope of new account switches. 

As others have already said, you just need to create a burner account each (Examples are Chaser or Monzo which don't do any credit checks) and for DD's use Plum and Moneybox apps to setup savings accounts.  It literally take 10 -15 mins of your time.  Once done, go through each app and setup a DD to pay £2 per week from your burner account into your Plum and Moneybox accounts.  Make sure you have some money in your burner account for the DD to be taken out, otherwise it will be declined or you may go overdrawn.

Thanks for this info, i will definitely look into setting up the DD's! As i said this account swapping is new to me, quite happy to be getting free money!

Well try following the guides on here and going through the setting up of your current accounts as well as Plum/Moneybox and if you get stuck, just ask on here and I'm sure someone will guide you.  Don't forget to thank them 

Hi worried ...
Just watched the new video from Andy of BeCleverWithYourCash. He is pointing out that a couple can do three switches to Nationwide if neither individually have had the incentive since August 2021 and also have not been part of a joint account that has received the incentive.

So that's two single account switches and one joint account switch, either opening new accounts or switching in to pre-existing accounts, of course the T&Cs apply to each switch independently ... £600 kerching!

Thanks so much @dealyboy   To be honest, this sounds too good to be true.  Luckily on top of the sole RBS accounts, we also have a joint virgin money current account which we hardly use, but it doesn't have any active DDs.  I was thinking of using Plum/Moneybox, but these are already setup in our individual names and a DD for these is about to come out of the RBS accounts.

So if we can't use Plum/Moneybox again, how do I setup quick/weekly DDs for the Virgin account?

I know our fellow Forumites have written quite extensively about DDs, hopefully they can help, I've not set up donor DDs myself. 

worriednoob

dealyboy said:

@worriednoob said:

dealyboy said:

@worriednoob said:

@stevey83 said:

worriednoob said:

stevey83 said:

Im a bit new to this, but currently in an odd situation. My wife and I sold our house in march, currently living with my in laws, so no bills going out apart from our mobile DD’s. 

In future I will have these new bank accounts available to do switching, but as of now, it would be pointless setting up DD’s, in the hope of new account switches. 

As others have already said, you just need to create a burner account each (Examples are Chaser or Monzo which don't do any credit checks) and for DD's use Plum and Moneybox apps to setup savings accounts.  It literally take 10 -15 mins of your time.  Once done, go through each app and setup a DD to pay £2 per week from your burner account into your Plum and Moneybox accounts.  Make sure you have some money in your burner account for the DD to be taken out, otherwise it will be declined or you may go overdrawn.

Thanks for this info, i will definitely look into setting up the DD's! As i said this account swapping is new to me, quite happy to be getting free money!

Well try following the guides on here and going through the setting up of your current accounts as well as Plum/Moneybox and if you get stuck, just ask on here and I'm sure someone will guide you.  Don't forget to thank them 

Hi worried ...
Just watched the new video from Andy of BeCleverWithYourCash. He is pointing out that a couple can do three switches to Nationwide if neither individually have had the incentive since August 2021 and also have not been part of a joint account that has received the incentive.

So that's two single account switches and one joint account switch, either opening new accounts or switching in to pre-existing accounts, of course the T&Cs apply to each switch independently ... £600 kerching!

Thanks so much @dealyboy   To be honest, this sounds too good to be true.  Luckily on top of the sole RBS accounts, we also have a joint virgin money current account which we hardly use, but it doesn't have any active DDs.  I was thinking of using Plum/Moneybox, but these are already setup in our individual names and a DD for these is about to come out of the RBS accounts.

So if we can't use Plum/Moneybox again, how do I setup quick/weekly DDs for the Virgin account?

I know our fellow Forumites have written quite extensively about DDs, hopefully they can help, I've not set up donor DDs myself. 

Thanks dealyboy.  I've looked at Andy's excellent video. I've also just posted on the main DD thread and hopefully someone will be able to advise.  One thing I'm confused about Nationwide - As a totally new customer, am I okay to go ahead and open their Flexdirect account without actually doing the switch and will I still get the switch incentive if I switch at a later date?  If so, what is the latest date?

PRAISETHESUN

worriednoob said:

dealyboy said:

@worriednoob said:

dealyboy said:

@worriednoob said:

@stevey83 said:

worriednoob said:

stevey83 said:

Im a bit new to this, but currently in an odd situation. My wife and I sold our house in march, currently living with my in laws, so no bills going out apart from our mobile DD’s. 

In future I will have these new bank accounts available to do switching, but as of now, it would be pointless setting up DD’s, in the hope of new account switches. 

As others have already said, you just need to create a burner account each (Examples are Chaser or Monzo which don't do any credit checks) and for DD's use Plum and Moneybox apps to setup savings accounts.  It literally take 10 -15 mins of your time.  Once done, go through each app and setup a DD to pay £2 per week from your burner account into your Plum and Moneybox accounts.  Make sure you have some money in your burner account for the DD to be taken out, otherwise it will be declined or you may go overdrawn.

Thanks for this info, i will definitely look into setting up the DD's! As i said this account swapping is new to me, quite happy to be getting free money!

Well try following the guides on here and going through the setting up of your current accounts as well as Plum/Moneybox and if you get stuck, just ask on here and I'm sure someone will guide you.  Don't forget to thank them 

Hi worried ...
Just watched the new video from Andy of BeCleverWithYourCash. He is pointing out that a couple can do three switches to Nationwide if neither individually have had the incentive since August 2021 and also have not been part of a joint account that has received the incentive.

So that's two single account switches and one joint account switch, either opening new accounts or switching in to pre-existing accounts, of course the T&Cs apply to each switch independently ... £600 kerching!

Thanks so much @dealyboy   To be honest, this sounds too good to be true.  Luckily on top of the sole RBS accounts, we also have a joint virgin money current account which we hardly use, but it doesn't have any active DDs.  I was thinking of using Plum/Moneybox, but these are already setup in our individual names and a DD for these is about to come out of the RBS accounts.

So if we can't use Plum/Moneybox again, how do I setup quick/weekly DDs for the Virgin account?

I know our fellow Forumites have written quite extensively about DDs, hopefully they can help, I've not set up donor DDs myself. 

Thanks dealyboy.  I've looked at Andy's excellent video. I've also just posted on the main DD thread and hopefully someone will be able to advise.  One thing I'm confused about Nationwide - As a totally new customer, am I okay to go ahead and open their Flexdirect account without actually doing the switch and will I still get the switch incentive if I switch at a later date?  If so, what is the latest date?

You are allowed to switch into any current account (new or existing) as long as you haven't taken advantage of the incentive before. You can find the option to initiate the switch in your online banking if you don't do it during the account opening process.

Currently they haven't advertised an end date for the offer, but it was around for a few months last time so I doubt there's any imminent threat of it ending soon.

worriednoob

PRAISETHESUN said:

worriednoob said:

dealyboy said:

@worriednoob said:

dealyboy said:

@worriednoob said:

@stevey83 said:

worriednoob said:

stevey83 said:

Im a bit new to this, but currently in an odd situation. My wife and I sold our house in march, currently living with my in laws, so no bills going out apart from our mobile DD’s. 

In future I will have these new bank accounts available to do switching, but as of now, it would be pointless setting up DD’s, in the hope of new account switches. 

As others have already said, you just need to create a burner account each (Examples are Chaser or Monzo which don't do any credit checks) and for DD's use Plum and Moneybox apps to setup savings accounts.  It literally take 10 -15 mins of your time.  Once done, go through each app and setup a DD to pay £2 per week from your burner account into your Plum and Moneybox accounts.  Make sure you have some money in your burner account for the DD to be taken out, otherwise it will be declined or you may go overdrawn.

Thanks for this info, i will definitely look into setting up the DD's! As i said this account swapping is new to me, quite happy to be getting free money!

Well try following the guides on here and going through the setting up of your current accounts as well as Plum/Moneybox and if you get stuck, just ask on here and I'm sure someone will guide you.  Don't forget to thank them 

Hi worried ...
Just watched the new video from Andy of BeCleverWithYourCash. He is pointing out that a couple can do three switches to Nationwide if neither individually have had the incentive since August 2021 and also have not been part of a joint account that has received the incentive.

So that's two single account switches and one joint account switch, either opening new accounts or switching in to pre-existing accounts, of course the T&Cs apply to each switch independently ... £600 kerching!

Thanks so much @dealyboy   To be honest, this sounds too good to be true.  Luckily on top of the sole RBS accounts, we also have a joint virgin money current account which we hardly use, but it doesn't have any active DDs.  I was thinking of using Plum/Moneybox, but these are already setup in our individual names and a DD for these is about to come out of the RBS accounts.

So if we can't use Plum/Moneybox again, how do I setup quick/weekly DDs for the Virgin account?

I know our fellow Forumites have written quite extensively about DDs, hopefully they can help, I've not set up donor DDs myself. 

Thanks dealyboy.  I've looked at Andy's excellent video. I've also just posted on the main DD thread and hopefully someone will be able to advise.  One thing I'm confused about Nationwide - As a totally new customer, am I okay to go ahead and open their Flexdirect account without actually doing the switch and will I still get the switch incentive if I switch at a later date?  If so, what is the latest date?

You are allowed to switch into any current account (new or existing) as long as you haven't taken advantage of the incentive before. You can find the option to initiate the switch in your online banking if you don't do it during the account opening process.

Currently they haven't advertised an end date for the offer, but it was around for a few months last time so I doubt there's any imminent threat of it ending soon.

Thanks very much.  That's exactly why I'm holding off opening the NW account as I want to wait until our Plum / Moneybox DDs are showing on RBS transactions and it is only then that we'll apply for NW and try to complete the switch in one-go. Just makes the process a bit easier and less of a hassle.

pfpf

could someone who has done this say if i am correct.

opening a Joint account: a sole account in one of our names can be used to switch in to a joint account on application?
i can open the JA while logged in to my sole account? is the new JA then visible on each of our existing sole logins?
thank you.

alternate

Do NW have a check box/option for "my account dones't have a debit card"?  I know most do but just checking as I have an old spare account where they didn't reissue the debit card.

thanks

Rawrzy

alternate said:

Do NW have a check box/option for "my account dones't have a debit card"?  I know most do but just checking as I have an old spare account where they didn't reissue the debit card.

thanks

They do, yeah.

James240

Currently set up my 2x direct debits on my Chase account today so will wait for them to show and then start to initiate the switch to Nationwide