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Congratulations on becoming a Director and preparing to launch your company. Sounds exciting.
The night out sounds like it was positive too - even if you cut it short. Will Mr FS still fly abroad once he's finished his notice period?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/254 -
PItch dark here too at 8
Good news on the limited company
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Excellent work there Fortune, well done! And a cheerful night out too 😊 God job on the mower Mr F4
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savingholmes said:Congratulations on becoming a Director and preparing to launch your company. Sounds exciting.
The night out sounds like it was positive too - even if you cut it short. Will Mr FS still fly abroad once he's finished his notice period?
Thanks @savingholmes. I'm hoping Mr F won't have to travel or at least not as much. He's hoping to work from home, or closer to, but it will depend on what work's available particularly in the early days when we can't afford to be picky. His current employer is already talking about an Asia trip.beanielou said:PItch dark here too at 8
Good news on the limited company
Thank you @beanielou. I didn't notice the nights drawing in either - it was just suddenly late early 😲Cheery_Daff said:Excellent work there Fortune, well done! And a cheerful night out too 😊 God job on the mower Mr F
It does feel as though we've made a start @Cheery_Daff - just need to get some client bookings in now. Mr F is very handy on the mechanical side and it saves us a lot of money. I might keep him a bit longer 🤔😆
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais7 -
LOL at the 'keep him a bit longer'.
It is helpful when you have a true partner who pulls their weight.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/253 -
Morning Fortune - thought I'd drop by yours and see how things are going? - RT4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 15 YEARS 2 MONTHS LEFT OF 20 YEARS (reduced by 13 mths)Psst...I may have started a diary!4
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Yes @Fortune_Smiles; we know you're busy but I don't think I'm the only one standing by for further and better particulars, even if hair-bleaching drama doesn't feature. Love Humdinger xx4
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How can be anyone not smile at the 'oompah band' description?I'm working my way slowly through your previous diaries (I've just made condensed milk ice cream as a result) but wanted to say good luck with your new venture.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo4 -
Guess what I got for October?
Covid! 😲
Turning the corner now I think but I might be out of action for a while. Thanks for checking in on me guys.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais7 -
Ooh get well soon @Fortune_Smiles! Just had my first positive test but am feeling almost better. DH and dog are nursing me; hope you're ringing the bell for room service yourself?! Love Humdinger xx4
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