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  • themadvix
    themadvix Posts: 9,057 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Poor Mr F - hopefully he's feeling a bit better today.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Humdinger1
    Humdinger1 Posts: 2,433 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Just checking you're all OK @Fortune_Smiles? Love Humdinger xx 
  • Made me chuckle about Mr F being impatient, my OH would be the same. Sometimes it's best to do these things on our own. 
    Seaweed x 
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    themadvix said:
    rtandon27 said:
    Fortune - a little chuckle for you - I tutted at Mr F's bad behaviour last night & the OH promptly replied in solidarity "What have WE done now?" - in his head he's formed his own little coalition with all the MSE partners/husbands - LOL - when I stopped trying to suppress my laughter & told him what had gone down, he replied - "oooooooo - that's a bad one, even I'd have known better" 🤣🤣🤣🤣🤣
    I love this! 🤣🤣

    But I feel for you Fortune - that is definitely not an experience to be repeated!
    Made me chuckle too. 

    Definitely lesson learned for you FS
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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