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  • savingholmes
    savingholmes Posts: 28,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I too need to restart vit D.

    New writing group sounds lovely. I still want to find one
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • rtandon27
    rtandon27 Posts: 5,598 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 16 September 2023 at 2:06PM
    Oooo - thanks for the vitamin D reminder! - I take a supplement year round but have to double it in the winter - as it has been a bit of a pants summer, with so few days spent in the sunshine, it might be an idea to start the double dosage a month early!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • teapot2
    teapot2 Posts: 3,527 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I was just reading an article about the importance of Vit D and it was suggesting that as its largely been a fairly poor summer most folk will be even lower on it than usual.  I have started taking mine today,
  • beanielou
    beanielou Posts: 95,364 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am going to restart mine now. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I appear to be the only person welcoming the change in seasons! Summer is all well and good, but it gets boring quickly. I enjoy being snuggly too much 😀
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • @Cheery_Daff
    Having a house struck by lightening sounds pretty scary!!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Cheery_Daff
    Cheery_Daff Posts: 17,093 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Cheery_Daff
    Having a house struck by lightening sounds pretty scary!!
    It was less dramatic than it sounds (especially as we weren't in to witness the bang) - came down the phone line and burnt out the router & Mr Cheery's laptop and left a lovely colourful feathery pattern all down the wall. Could have been nasty though - there was quite a bit of blackened paper and plastic that could easily have caught fire 😱 

    Anyway, talking of enjoyment of seasonal things, I've just remembered my Glennie Kindred (I think) books, which I'm hoping to dig out when my book shelves are put up this afternoon 😁 Lots of suggestions in there for appreciating the seasons 😊
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