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An in-between phase
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Sorry @PennysIntoPounds I just entered that competition!!!
Debt as at 5 June 2023 - £15,600.89
Current debt - £5,435.00
Total paid off - £10,165.89 (65% paid off)1 -
I did debate about entering but then decided against (it makes you follow both accounts and I have little interest in doing that, it's usually a sticking point for me on these sorts of things!) so I've not impacted on anyone else's chances I'm pleased to say...cheese though....droooool....🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Terrible night's sleep, freezing and boiling and headache. Couldn't sleep for ages as was being cross about everything.
Admin comping tidying, a receipt survey from the pile, a coop survey
Back to bed. Half way through Sapiens, would recommend
Surely I'll be better tomorrow, surely
NSD at least. Not much consolation, I'd rather be enjoying my budget and not feeling like I'm going to fall over after a few steps. Not in a good mood!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 56
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
Awww, sending sympathy PiP. It would be getting me down too, bigtime. I found it debilitating enough dealing with horrendous perimenopause monthlies without your joints condition. Hope a better day is hovering just around the corner.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)1 -
You must be better tomorrow! A collective wish from all of your MSE friends might do it? I will start it off and send my good vibes.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p11 -
Sending big hugs for the ugh feelings ….
May tomorrow be 🌞 for you.KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2025, as @ 4th October
Produce tracker: £417 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Just sending hugs 🤗. Hopefully you'll sleep better tonight1
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Today was not the day I felt better
Slept 14 hours, could have done more.
My ear is so blocked and getting increasingly painful, and my joints just feel achy and exhausted everywhere
Sent an email to Y surveys asking if they were actually going to honour the survey if I continued since they said I hadn't qualified when I'd literally finished the entire survey a few days ago. They haven't got back to either of those emails
No comping as I'm not ever going to win anything anyway
Waiting for mum to come home with eardrops and to be in if I lose my balance showering. Which I do not have energy for but frankly I stink
Then back to bed. I am a miserable PIP todayhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 56
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r61 -
Awww, PiP....sorry that today is not the day. Do you think you could have flu? I was reading a report from a virologist yesterday & he said Covid cases are now going down, & there are now more flu cases in the UK. It does produce different symptoms from a cold, aching joints, headache & tiredness, etc, though usually a cough too. I know you have a joints condition, but I did wonder if you also sounded fluey.
I hope you manage to have your nice hot shower & that it at least helps you feel a teensy bit more human. And I'm prescribing some really decent chocolate too.
Take care now,
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)0 -
Is it maybe time to visit your GP?Take care 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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