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An in-between phase

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  • lucielle
    lucielle Posts: 12,106
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    Enjoy your chippy chips we’re having an Indian

    L

    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,611
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    Ta @lucielle, we're complaining that it was too big a portion when we need to turn fridgefreezer off to defrost as soon as poss. What a terrible problem to have 😁 Hope your Indian was lovely 🍻

  • KajiKita
    KajiKita Posts: 10,968
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    My mouth was literally falling open at your SiL … and then broadened into smile when I saw your response. 😉 And how passive aggressive to text you about it and not actually <whisper> talk to you 🙄

    What’s Mr PiP’s take on it all?

    That VAT claim will be epic! 😊👏

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 101,642
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Your sil is something else.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • beanielou
    beanielou Posts: 101,642
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Books transport to London for the gathering.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • KajiKita
    KajiKita Posts: 10,968
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite

    Also books transport and dusts off a bugle …

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • teapot2
    teapot2 Posts: 3,947
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    Checks train times and looks out that world cup souvenir Vuvuzela 🔊

  • Sun_Addict
    Sun_Addict Posts: 26,390
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    Forumite

    I can’t believe the cheek of your SIL. Is she for real 🤬

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
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