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An in-between phase
Comments
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Eek to the shower.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
I think mishap manor is now renamed Faulty Towers
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Woke feeling really stressed and panicky but talked myself down throughout the morning after sending a pleasant but firm message to the builders basically saying sort it by end of this week or we'll have to consult advice about what can be done about this. Put my calm vibes perfume on and got some bits done:
Survey
Half wussy situps
Usuals
Build adminShower and hairwash using free toiletries
Receipt survey
Entered some competitions
Steps getting essentialsSurvey
Build admin
Pub with Mr PIP to do some financial planning (check lottery results)Happy Mondays all 🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
I agree with all your MSE chums that the leaking shower is diabolical. Faulty Towers indeed - the episode with O'Reilly builders 🙄
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I hope you get a good response from the builders x
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
I hope they put their big boy pants on and get it sorted.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Two surveys
Usuals
Steps getting olio bread
Cleaning before builder came
Extended walk dropping off fabrics recycling
Small bit of gardening
A vinted listing
Builder says he's coming back tomorrow with sealant
Vinted money, shares to usual pots Aim £500 Got £315https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty2 -
As well as sealant, is builder coming back with required paperwork …?
KK
As at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 69 books of target 52 in 2026 as @ 26th September.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0 -
It's all got a bit convoluted @KajiKita, builder says he did it months ago and sent it to his contact who was meant to be sending it to warranty inspector and contact says he's done it and warranty inspector gave the impression he wasn't expecting anything else but warranty inspector was vague and quite rude throughout the process but tbf also quite on it with the requirements, and warranty provider are convinced they haven't received anything and that there's an enormous outstanding complex list.
TL;DR Dunno. Will chase contact of builders tomorrow
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Oh lummee … That sounds like it needs a meeting with everyone at the same time and in the same room, with their laptops open in front of them, so a proper gap review can be done!
Or a Teams version …? 🤔KK
As at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 69 books of target 52 in 2026 as @ 26th September.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0
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