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An in-between phase

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Comments

  • Slept ten hours, could have done more.

    Usuals
    Build admin
    Entered some competitions
    Steps dropping off a vinted sale
    Shower and hairwash using free toiletries
    Steps getting some hooks
    Two surveys

    Hope everyone is having a lovely Saturday evening 🥂
    I'm researching party wall issues 😐😂

    Btw if anyone knows owt about party walls please do contribute to my thread
    https://forums.moneysavingexpert.com/discussion/6683899/party-wall-issues#latest

  • KajiKita
    KajiKita Posts: 10,967
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite

    I know diddly about party walls but just read a really useful response on your thread. Hope it helps.

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • I live in Scotland so no doubt the rules are not the same as that lawless land of yours.

  • Half wussy situps
    Usuals
    Vinted listing


    Weekend house clean
    Carpet walk waiting in for garden centre delivery of horticultural grit and big pots
    Prepped a veggie cottage pie with Mr PIP


    Made a small start on the Big Repottings
    Steps going for Sunday beer with Mr PIP

    Happy Sunday all 😊🍻

  • Slowdown
    Slowdown Posts: 693
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Forumite

    Just read your PWA thread. Sheesh! 😒 That’s a proper nightmare. Very stressful.
    How many of these quibbles have only come to light since completion? Why on earth wouldn’t they complain at the time?


    They must have given permission for the scaffolding to be on their property and at the overrun should have requested removal or compensation. Surely a survey was conducted into their foundations before the build? They should have pressed for this if not. My parents had a problem with this when their neighbours had an extension. Ended up costing them and their neighbours money but it gave them a legal leg to stand on should anything happen.

    How can they be certain it’s your build that’s caused the crack and not this hugely dry summer in London clay? Our property is about to be evaluated for subsidence due to exactly this. The cracks appeared quickly and are quite dramatic!

    As for 2k for plants? Are you sure you don’t border Kew Gardens?

  • Slowdown
    Slowdown Posts: 693
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Forumite

    Friendly attitude to men and native Brits eh? This guy sounds like a real dream. 😣

    I was awake at 3 am stressing over the rather large and spreading cracks in my house internally and externally. Supposed to be checked for subsidence but the wait is apparently long so I’m not holding my breath. I live on a hill and the garden drops away from the house. Doors and windows aren’t shutting properly. Bit of a mare. That’s clay for you.

    Not sure what to make of the electrical box business. It can’t be a huge amount of wall it’s covering. Once my parent’s neighbour had built their extension they couldn’t access the entire side of their house for maintenance. I’d be tempted to let that one run.

    So keep nipping out for those ales, sitting in the sunshine in your lovely outdoor space and keep those wussy sit up going. I’d be very discombobulated if they stopped appearing on your daily list! ☺️

  • Watty1
    Watty1 Posts: 8,770
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    I know nothing about party walls (other than a friend decided not to remove a wall in her house as her neighbours were very angsty about party wall issues) - but - your thread has some fabulous comments on it. I learnt more than I hopefully will need to know about prep for such issues. Thought provoking.

    I hope some of the comments are helpful to you

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • jwil
    jwil Posts: 24,048
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    I hope the neighbour issues are resolved without too much pain.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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