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An in-between phase
Comments
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Slept ten hours, could have done more.
Usuals
Build admin
Entered some competitions
Steps dropping off a vinted sale
Shower and hairwash using free toiletries
Steps getting some hooks
Two surveysHope everyone is having a lovely Saturday evening 🥂
I'm researching party wall issues 😐😂Btw if anyone knows owt about party walls please do contribute to my thread
https://forums.moneysavingexpert.com/discussion/6683899/party-wall-issues#latesthttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
I know diddly about party walls but just read a really useful response on your thread. Hope it helps.
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 79 books of target 52 in 2026 as @ 1st November.
Produce tracker: £348 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I live in Scotland so no doubt the rules are not the same as that lawless land of yours.
2 -
Half wussy situps
Usuals
Vinted listing
Weekend house clean
Carpet walk waiting in for garden centre delivery of horticultural grit and big pots
Prepped a veggie cottage pie with Mr PIP
Made a small start on the Big Repottings
Steps going for Sunday beer with Mr PIPHappy Sunday all 😊🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
Just read your PWA thread. Sheesh! 😒 That’s a proper nightmare. Very stressful.
How many of these quibbles have only come to light since completion? Why on earth wouldn’t they complain at the time?
They must have given permission for the scaffolding to be on their property and at the overrun should have requested removal or compensation. Surely a survey was conducted into their foundations before the build? They should have pressed for this if not. My parents had a problem with this when their neighbours had an extension. Ended up costing them and their neighbours money but it gave them a legal leg to stand on should anything happen.
How can they be certain it’s your build that’s caused the crack and not this hugely dry summer in London clay? Our property is about to be evaluated for subsidence due to exactly this. The cracks appeared quickly and are quite dramatic!
As for 2k for plants? Are you sure you don’t border Kew Gardens?2 -
Sheesh indeed @Slowdown, we thought we were all getting on perfectly amicably and discussing any issues then he bams us with nasty tone ai legalese with a seven day deadline plucked out of thin air.
Unfortunately the mutual surveyor is a bit sh*t and we don't trust that he forwarded on any complaints at the time, neighbours could have contacted us or spoke to builder though. Although apparently neighbour doesn't speak in as friendly a way to women or non native Brits so he's sacked off his own options of half the two households, the building team, and the surveyor
No asking of compo or removal at the time, crack was already there (evidenced in pwa), would love to border Kew (once I have my North London property obvs 😁). Their claims for some plants tbf do seem reasonable, the main costly one is not reasonable. Such a shame he/they decided to go down the mean spirited quasi legal route as up til then, as a planty person, I was completely up for paying for all their plants without any evidence!
My major worry is the electricals box as it was installed by UK Power Networks and it will be enormous cost and upheaval to have to potentially get all interior and exterior to network electrics done if we have to move the box and thus the cables/connections. Hopefully it won't be as bad as I'm fearing but it's not put me in a neighbourly state of mind that he has induced this stress over his (tbf legal-ish) right to access this small patch of his wall behind the box. That he didn't mention for all the time this has been going on including while the box was in position but not affixed for absolutely ages.
Anyway other than having a small nervous breakdown every day, we're doing well, how are things with you?
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
Friendly attitude to men and native Brits eh? This guy sounds like a real dream. 😣
I was awake at 3 am stressing over the rather large and spreading cracks in my house internally and externally. Supposed to be checked for subsidence but the wait is apparently long so I’m not holding my breath. I live on a hill and the garden drops away from the house. Doors and windows aren’t shutting properly. Bit of a mare. That’s clay for you.
Not sure what to make of the electrical box business. It can’t be a huge amount of wall it’s covering. Once my parent’s neighbour had built their extension they couldn’t access the entire side of their house for maintenance. I’d be tempted to let that one run.
So keep nipping out for those ales, sitting in the sunshine in your lovely outdoor space and keep those wussy sit up going. I’d be very discombobulated if they stopped appearing on your daily list! ☺️4 -
I know nothing about party walls (other than a friend decided not to remove a wall in her house as her neighbours were very angsty about party wall issues) - but - your thread has some fabulous comments on it. I learnt more than I hopefully will need to know about prep for such issues. Thought provoking.
I hope some of the comments are helpful to you
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Usuals
A lot of build admin
Joints particularly sore today so went to bed and read half of The Bridge by Iain Bankshttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty5 -
I hope the neighbour issues are resolved without too much pain.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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