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An in-between phase

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Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 5,282 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Popped over to mums for a morning cuppa and exchange of bits, she has stewed some apples which is one of my favourite wintery ways of getting a portion of f&v in

    Free exercise of half wussy situps
    You started doing yours @KajiKita? 😘

    Shower and hairwash with freebie toiletries

    Changed the bedding. Rest of big flat clean will happen at some point 😁

    Good steps with Mr PIP making the most of the sunshine and getting olio breads (and Eccles cakes nom)

    Beer with camra discount, did financial planning- won £4.90 (headed for build aim pot)

    Dinner is supermarket deal but we get double the amount of meals out of them than they're intended to be so we're considering that mse when we're knackered!

    Hope everyone is having a no bad vibes allowed Sunday 🥂
  • KajiKita
    KajiKita Posts: 8,802 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not atm, feeling utterly too horrid with this cold lurg … 🤧 But thank you for the reminder 😉

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 71 books of target 52 in 2025, as @ 1st December 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,282 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Ugh, definitely prioritise getting rid of lurgy @KajiKita Take Vitamin C and zinc! And gargle with TCP though if I remember correctly you think that's worse than a cold 😁
  • EssexHebridean
    EssexHebridean Posts: 25,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd stick with the cold too! :lol: 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,282 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    December Aims

    Get money into the build pot, easter/mums birthday pots and current account

    Continue eating down some of the random stuff in the cupboards and freezer- making decent progress!

    Try to be committed to steps and situps

    Really blimmin enjoy the Christmas month
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,282 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Happy December and proper winter everyone 😊

    Entered some competitions including a few advent ones, watch this space for me to win absolutely nothing once again 😂

    Invigilating

    PIP money 'change' and lottery winnings to build pot
    Aim: £3137
    Got £17

    Carpet walk

    Usuals
    Few surveys
    Couple of receipt surveys

    Dinner is leftover pasta bake 🥂
  • KajiKita
    KajiKita Posts: 8,802 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I have to say, with regular sit ups and gargling TCP, I see you as properly hardcore! 💪 Respect 👏

    Sends PiP some competition winning vibes ….
    🎉🎉🎉🎉🎉🎉🎉 PiP🎉🎉🎉🎉🎉🎉🎉🎉

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 71 books of target 52 in 2025, as @ 1st December 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,282 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Hahaha thank you @KajiKita, so un-hardcore but love the impression. 
    And thanks for the competition winning vibes, I definitely need them  :D
  • WelshmansDaughter
    WelshmansDaughter Posts: 1,819 Forumite
    1,000 Posts Third Anniversary Name Dropper
    I won a lotto lucky dip. Just in time for my ticket to run out? Coinkydink? I think not
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