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An in-between phase
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😁 I didn't have to be today @KajiKita, was with a student with additional support requirements who was very pleasant and got on with the work, and asked if it would be me again next time which I'm hoping was a compliment rather than a worry!
Ach you need no discipline to do my situps, you simply lie on the floor and go 'ah its nice having a lie down innit' then you go 'I should probably sit up' then repeat a few times until you can't be ars*d or feel unfit and unavailable for insult. Do whenever in the day you can be bothered, the floor is always therehttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Wussy sit-ups actually involve sitting up??I have been doing them sooo wrong.1
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Gotta sit up at some point @Slowdown, how else you supping your wine and eating your food. Health first, you don't want a choking hazard!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
I find a lightly inclined sofa does the job with wine and food consumption. Though a crisp crumb laden bosom isn’t the best look.2
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A problem that can be easily solved by means of a dampened finger...Slowdown said:I find a lightly inclined sofa does the job with wine and food consumption. Though a crisp crumb laden bosom isn’t the best look.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her4 -
Usuals
Bit of build admin
Invigilating
Build admin
Steps dropping off a vinted sale
Spec work
Brain and body have declared its the end of the day, I'm knackered!
Pastry sheet with veg and cheese for dinner
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
I'm not surprised you are shattered after that day - you've been busy! Well done
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 14 books of target 52 in 2026 as @ 15th February.
Produce tracker: £39 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Hope you are now snuggled up with a blanket.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.2 -
Usuals
Invigilating
Small walk getting coop milk
Tiny bit of spec work
That is about it, period has kicked in and I was not feeling great! Sure I'll be somewhat revived by leftover cottage pie though 🍻https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Leftover cottage pie sounds like just the thing PiP - have a nice slow evening with that, a good book and a blanket - all the things you're convincing yourself you have to do will still be there tomorrow.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her2
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